Anyone can put a house and a promise on a website. This page gives you our verifiable facts, shows you how we make money, and walks you through checking us against the State of Illinois's own records.
Skepticism is the correct posture toward any company that says "we buy houses," because this industry has more than its share of operators who are two burner phones and a logo. So instead of asking you to feel reassured, here is our identity on the record — every line of it checkable without our cooperation:
Notice what is not in that table: star ratings, invented sale counts, or a founding story we cannot document. Our reviews page explains why — we are a newer company and we would rather show you checkable facts than borrowed praise. Our transaction history page shows how to pull county records that no website can fake.
Part 2The fastest way to judge any company is to find the money, so here is ours plainly: Fair Home Cash may buy a qualifying property directly, or an independent cash buyer may purchase it; sellers pay Fair Home Cash $0 in either path. When Fair Home Cash buys, it may earn money from the property's later resale or use. When an independent buyer purchases, that buyer may pay us a flat marketing fee for the introduction. We publish the offer formula, including the buyer's margin for taking the risk, at How We Make Offers, worked example included.
What we do not do is charge you anything. No fee to request an offer. No commission at closing. No charge for the walkthrough, the written offer, or the title work — we pay the closing costs. If someone claiming to be a cash buyer ever asks you for money up front, for "processing," "paperwork," or anything else, you are not talking to a buyer. You are talking to the fee itself. More on who is who behind this site, including what we are and are not, is on our About page.
Part 3Here is something genuinely useful that has nothing to do with trusting us: in Illinois, it is standard practice for the seller to have their own attorney at a residential closing. Chicago-area contracts routinely include an attorney review period. This is a structural protection that most states do not give you, and it means you never have to take a cash buyer's honesty on faith — you can have a professional whose only client is you read every page before anything becomes binding.
We do not merely tolerate that custom; we lean on it, because it is the cheapest way for you to confirm we are what this page says. Take any written offer you receive to your attorney. On top of that sits the second protection: a licensed title company runs the escrow, holds every dollar, searches the title, and pays off liens and back taxes out of the proceeds at closing. The money never passes through our hands, and you never wire funds to anyone at any stage. A deal structured any other way — cash outside of escrow, a notary in a parking lot, a deed signed at a kitchen table — is a deal to walk away from, no matter whose name is on the flyer.
A written offer you request through Fair Home Cash does not expire the moment a buyer leaves, and it does not shrink because you took it to your attorney, an agent, or a competing buyer. High-pressure "tonight only" tactics are the first tool of a bad operator, so we do not own that tool.
No application fees, no processing fees, no closing costs, no commission. If you never accept an offer requested through Fair Home Cash, you owe us nothing. If you do accept one, you still owe us nothing: the offer you accepted is the amount you receive.
The price-drop-at-closing move — offer high, wait until you have moved out or the foreclosure clock is nearly gone, then "discover" problems and slash the number — is the defining scam of this industry. Offers requested through Fair Home Cash come with the math attached precisely so the number cannot quietly move: the comps, the repair scope, and every cost are on paper from day one. If you get your own inspection, nothing changes because you checked.
Deeds get signed at a title company or with a proper closing officer, recorded with the county, with your attorney welcome in the room. Anyone who slides a deed or power-of-attorney across your kitchen table "just to get started" is attempting theft, not a purchase.
A well-priced house in good condition, with time to spare, often nets more listed with an agent — and when that is your situation, we say so. Read the comparison yourself at Cash Buyer vs. Realtor before you decide anything.
Do not take a webpage's word for any of this, including ours. Illinois keeps a public database of every registered business entity, and checking it costs nothing:
Go to ilsos.gov and find Business Services, then the Corporation/LLC Search (their "CyberDriveIllinois" database). It is free and public — no account needed.
Type "Fair Home Cash" into the LLC search. The state's record shows the entity, its status, and its registered agent — data we cannot edit, hosted on a .gov domain.
The company you are dealing with should match the record: Fair Home Cash LLC, Illinois. Then call (773) 997-4600 and ask us anything — including questions about your own house we have never seen.
This lookup works on anyone who claims to buy houses in Illinois. No entity in the state database, or an address that resolves to a UPS store three states away? That silence is your answer. Our guide to cash-buyer scams lists the rest of the red flags.
Fair Home Cash LLC is an Illinois limited liability company at 6231 N California Ave, Chicago, IL 60659. You can confirm the registration yourself in the Illinois Secretary of State business database, call us at (773) 997-4600, and email hello@fairhomecash.com. Do not take this page's word for it; run the lookup.
Go to the Illinois Secretary of State website at ilsos.gov, open the Business Services section, and use the Corporation/LLC Search. Search for Fair Home Cash and the state's own database will show the LLC record. The lookup is free, takes about two minutes, and works for any company that claims to buy houses in Illinois.
No. There are no fees of any kind to a seller: no commission, no closing costs, no charge for the walkthrough or the written offer, and no obligation to accept. The offer you accept is the amount you receive, and back taxes or liens are paid out of the sale proceeds by the title company at closing.
Cutting the price after a seller is committed is the signature move of a bad cash buyer, and it is the exact behavior our written-offer process is built against. The offer comes with the math attached: the comparable sales, the repair scope, and every cost. If you get your own inspection, the number does not change because you checked.
Two parties who do not work for the buyer: your own attorney, which is standard practice at Illinois residential closings, and a licensed title company that holds the money in escrow, runs the title search, and pays liens out of proceeds. You never wire funds to anyone, and no legitimate buyer will ever ask you to.
Walk away from anyone who pressures you to sign the day they visit, refuses to put the offer and its math in writing, asks you to sign a deed outside of a formal closing, wants money from you for any reason, or cannot be found in the state's business records. Our guide to spotting these operations covers each one in detail.
If the property is a fit, you may receive a written offer, typically within 24 hours, with the math attached. No fees, no obligation — and your attorney is welcome from the first page.
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