New York · Housing market

The New York housing market, by the numbers.

Median sale price, days on market, and what a traditional sale really costs a New York seller — every figure on this page comes from the source cited next to it.

  • Median sale price: $621,000
  • Median days on market: 42
  • Typical selling costs: ~7.09% of the price
  • Foreclosure timeline: 15 to 24 months
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How a fast as-is sale works in New York → Free cash offer estimator →

The headline numbers.

Each figure comes from the source cited under it. Medians describe the middle of the New York market, not any specific house.

$621,000 Median sale price Source: Redfin state market tracker, May 2026
42 days Median days on market Source: Redfin state market tracker, May 2026
5.69% Average agent commission Source: Clever, Feb 2026 survey (state avg)
0.4% Est. seller transfer tax Source: NY state transfer tax 0.4%, seller-paid; NYC local taxes excluded for statewide conservative est. (FirstExchange, 2026)

Selling the traditional way in New York: the math.

The same arithmetic an agent would run at your kitchen table, worked on the New York median sale price.

Worked on the $621,000 median sale priceSource: Redfin state market tracker, May 2026
Agent commission5.69% × $621,000 · Source: Clever, Feb 2026 survey (state avg) ~$35,335
Seller closing costs1% × $621,000 · Source: Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately) ~$6,210
Transfer taxes0.4% × $621,000 · Source: NY state transfer tax 0.4%, seller-paid; NYC local taxes excluded for statewide conservative est. (FirstExchange, 2026) ~$2,484
Typical cost of a traditional sale≈ 7.09% of the median sale price ≈ $44,029

How to read this: on the $621,000 median sale, the traditional route leaves roughly $576,971 before loan payoff, repairs, and the holding costs (effective property tax ~1.72%/yr per the Tax Foundation, plus insurance and utilities) that stack up while you wait about 42 days on market. These are estimates worked on the New York median; your actual costs vary by county, property, and buyer.

The New York foreclosure clock.

New York uses a judicial foreclosure process, and a typical case runs 15 to 24 months — that window is how much real time an owner has to catch up, refinance, or sell.

How long it really takes: Practitioner estimate: among the slowest states — ATTOM Q4 2025 average ~1,910 days (~5 years); even uncontested cases commonly run 1.5–3 years from the 90-day notice to auction, with mandatory settlement conferences adding months at the front.

Primary statute: RPAPL §1304. This is general information, not legal advice — confirm the specifics with a local attorney.

Free New York Foreclosure Deadline Calculator →

If you need to sell fast.

The numbers above describe the traditional route in New York: roughly 7.09% of the price in selling costs and about 42 days of waiting before a financed buyer even closes. When time is the real problem — a foreclosure date, back taxes, a move that can't wait — some owners trade part of the headline price for speed and certainty by selling as-is to a cash buyer.

Where we fit: Fair Home Cash is a connector, not the buyer. We put New York homeowners in touch with independent cash buyers who purchase houses as-is; buyers pay us a flat marketing fee for the connection, and we never take a cut of your sale. Requesting offers is free, and you decide what happens next.

See what the New York numbers mean for your house.

Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.

Selling fast in New York →