Tennessee · Housing market

The Tennessee housing market, by the numbers.

Median sale price, days on market, and what a traditional sale really costs a Tennessee seller — every figure on this page comes from the source cited next to it.

  • Median sale price: $413,000
  • Median days on market: 61
  • Typical selling costs: ~7.05% of the price
  • Foreclosure timeline: 2 to 3 months
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How a fast as-is sale works in Tennessee → Free cash offer estimator →

The headline numbers.

Each figure comes from the source cited under it. Medians describe the middle of the Tennessee market, not any specific house.

$413,000 Median sale price Source: Redfin state market tracker, May 2026
61 days Median days on market Source: Redfin state market tracker, May 2026
6.05% Average agent commission Source: Clever, Feb 2026 survey (state avg)
None State transfer tax Source: TN transfer tax ($0.37/$100) is customarily paid by the buyer, not the seller (HomeLight, Jan 2025)

Selling the traditional way in Tennessee: the math.

The same arithmetic an agent would run at your kitchen table, worked on the Tennessee median sale price.

Worked on the $413,000 median sale priceSource: Redfin state market tracker, May 2026
Agent commission6.05% × $413,000 · Source: Clever, Feb 2026 survey (state avg) ~$24,987
Seller closing costs1% × $413,000 · Source: Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately) ~$4,130
Transfer taxesState transfer tax of $0.37 per $100 of value, paid by seller. · Source: TN transfer tax ($0.37/$100) is customarily paid by the buyer, not the seller (HomeLight, Jan 2025) $0
Typical cost of a traditional sale≈ 7.05% of the median sale price ≈ $29,117

How to read this: on the $413,000 median sale, the traditional route leaves roughly $383,884 before loan payoff, repairs, and the holding costs (effective property tax ~0.71%/yr per the Tax Foundation, plus insurance and utilities) that stack up while you wait about 61 days on market. These are estimates worked on the Tennessee median; your actual costs vary by county, property, and buyer.

The Tennessee foreclosure clock.

Tennessee uses a non-judicial foreclosure process, and a typical case runs 2 to 3 months — that window is how much real time an owner has to catch up, refinance, or sell.

How long it really takes: PRACTITIONER ESTIMATE (Nolo/AllLaw): roughly 5-6 months from first missed payment to sale — federal rules require 120+ days of delinquency, and the Tennessee nonjudicial process itself (mailed notice + 3 publications, first at least 20 days before sale) can finish in about 40-60 more days. One of the fastest foreclosure states; no court case or court-set dates.

Primary statute: Tenn. Code Ann. §35-5-101. This is general information, not legal advice — confirm the specifics with a local attorney.

Free Tennessee Foreclosure Deadline Calculator →

If you need to sell fast.

The numbers above describe the traditional route in Tennessee: roughly 7.05% of the price in selling costs and about 61 days of waiting before a financed buyer even closes. When time is the real problem — a foreclosure date, back taxes, a move that can't wait — some owners trade part of the headline price for speed and certainty by selling as-is to a cash buyer.

Where we fit: Fair Home Cash is a connector, not the buyer. We put Tennessee homeowners in touch with independent cash buyers who purchase houses as-is; buyers pay us a flat marketing fee for the connection, and we never take a cut of your sale. Requesting offers is free, and you decide what happens next.

See what the Tennessee numbers mean for your house.

Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.

Selling fast in Tennessee →