Tennessee · Housing market

The Tennessee housing market, by the numbers.

Median sale price, days on market, and what a traditional sale really costs a Tennessee seller — every figure on this page comes from the source cited next to it.

  • Median sale price: $413,000
  • Median days on market: 61
  • Typical selling costs: ~7.05% of the price
  • Foreclosure timeline: 2 to 3 months
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The headline numbers.

Each figure comes from the source cited under it. Medians describe the middle of the Tennessee market, not any specific house.

Tennessee metric Value Source
Median sale price $413,000 Redfin state market tracker, May 2026
Median days on market 61 days Redfin state market tracker, May 2026
Average agent commission 6.05% (≈ $24,987) Clever, Feb 2026 survey (state avg)
Seller closing costs 1% (≈ $4,130) Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately)
Seller transfer tax None TN transfer tax ($0.37/$100) is customarily paid by the buyer, not the seller (HomeLight, Jan 2025)

Data updated: September 2026

$413,000 Median sale price Source: Redfin state market tracker, May 2026
61 days Median days on market Source: Redfin state market tracker, May 2026
6.05% Average agent commission Source: Clever, Feb 2026 survey (state avg)

Selling the traditional way in Tennessee: the math.

The same arithmetic an agent would run at your kitchen table, worked on the Tennessee median sale price.

Worked on the $413,000 median sale priceSource: Redfin state market tracker, May 2026
Agent commission6.05% × $413,000 · Source: Clever, Feb 2026 survey (state avg) ~$24,987
Seller closing costs1% × $413,000 · Source: Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately) ~$4,130
Transfer taxesState transfer tax of $0.37 per $100 of value, paid by seller. · Source: TN transfer tax ($0.37/$100) is customarily paid by the buyer, not the seller (HomeLight, Jan 2025) $0
Typical cost of a traditional sale≈ 7.05% of the median sale price ≈ $29,117

How to read this: on the $413,000 median sale, the traditional route leaves roughly $383,883 before loan payoff, repairs, and the holding costs (effective property tax ~0.71%/yr per the Tax Foundation, plus insurance and utilities) that stack up while you wait about 61 days on market. These are estimates worked on the Tennessee median; your actual costs vary by county, property, and buyer.

The cost of waiting: Tennessee's effective property-tax rate runs about 0.71% a year (Tax Foundation). Worked on the $413,000 median home, that's roughly $2,932 a year in property tax — call it $490 accrued across the 61-day (about 9-week) median wait for a traditional sale, before insurance and utilities, and on top of the selling costs above. The longer a Tennessee listing sits past the median, the bigger that carrying cost grows.

The Tennessee foreclosure clock.

Tennessee uses a non-judicial foreclosure process, and a typical case runs 2 to 3 months — that window is how much real time an owner has to catch up, refinance, or sell.

How long it really takes: PRACTITIONER ESTIMATE (Nolo/AllLaw): roughly 5-6 months from first missed payment to sale — federal rules require 120+ days of delinquency, and the Tennessee nonjudicial process itself (mailed notice + 3 publications, first at least 20 days before sale) can finish in about 40-60 more days. One of the fastest foreclosure states; no court case or court-set dates.

Primary statute: Tenn. Code Ann. §35-5-101. This is general information, not legal advice — confirm the specifics with a local attorney.

Free Tennessee Foreclosure Deadline Calculator →

If you need to sell fast.

The numbers above describe the traditional route in Tennessee: roughly 7.05% of the price in selling costs and about 61 days of waiting before a financed buyer even closes. When time is the real problem — a foreclosure date, back taxes, a move that can't wait — some owners trade part of the headline price for speed and certainty by selling as-is to a cash buyer.

Your cash option: You can request offers on Tennessee houses sold as-is — no repairs, no commissions, no fees to you. Requesting offers is free, and you decide what happens next.

See what the Tennessee numbers mean for your house.

Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.

Selling fast in Tennessee →