The Fair Home Cash Seller's Bill of Rights
Ten things you are entitled to when you request an offer from Fair Home Cash, written down before you ever sign anything, so you can hold Fair Home Cash to every one of them.
Things go wrong between a homeowner and a cash buyer when nothing is written down. The offer was verbal. The repair estimate was a shrug. The closing date moved. The price got cut the week before closing, after the moving truck was booked. None of that survives contact with paper.
So here is our paper. These are the commitments Fair Home Cash makes as the buyer, stated as your rights, because that is what they are. Print this page and keep it next to any offer you receive. If Fair Home Cash ever falls short of a line on it, read that line back to us; if it is not fixed, walk, no charge, no argument.
Key takeaways
- We put every offer in writing with the math attached: the comparable sales used, the repair scope priced, and every cost subtracted.
- Until you sign a purchase contract, you can walk away at any moment, for any reason, no charge and no argument.
- Sellers pay us nothing: no fees, no commissions, no percentage of your sale.
- We do not cut the price after you commit unless both sides agree in writing that a material fact changed.
- You have the right to have your own Illinois attorney review the contract and the closing documents before you sign.
What every seller is entitled to from Fair Home Cash
The right to a written offer — with the math attached
Fair Home Cash puts every offer in writing with the math attached: the comparable sales used, the repair scope priced, and every cost subtracted. Not a figure over the phone. Not a range. A signed document you can keep, whether or not you ever talk to us again. The general method is public at How Cash Buyers Price Offers.
The right to check every number yourself
The comparable sales in your offer are real addresses you can look up. The repair scope is itemized line by line, and you keep a copy. If you think a number is wrong, whether the fixed-up value, a repair line, or anything else, you can challenge it with your own contractor bid or your own comps and ask Fair Home Cash to rerun the math with you. The inputs are facts, and facts can be checked.
The right to walk away — nothing binds you until you sign
Requesting an offer costs nothing and commits you to nothing. Take the written offer to your attorney, shop it against other options, or ignore it entirely — until you sign a purchase contract, you can walk away at any moment, for any reason, no charge and no argument. And before you ever sign, right #7 is in force: your own attorney reads the contract first, including its cancellation terms, so you know exactly what binds you and how before anything does.
The right to pay nothing — ever
Sellers pay Fair Home Cash nothing: no fees, no commissions, no percentage of your sale, and nothing is paid to Fair Home Cash out of your proceeds. No agent commission. No repair credits, no cleaning bill, no "processing" charge, no fee invented on the back page of a contract. Your written offer states who pays each closing cost, and every payoff the title company handles on your behalf at closing (your mortgage balance, back taxes, liens) appears on your settlement statement.
The right to no price cuts after you commit
The re-trade, cutting the price days before closing after you are emotionally and logistically committed, is the ugliest move in this business. Fair Home Cash does not cut the price after you commit unless you and Fair Home Cash both agree in writing that a material fact changed (say, a foundation problem neither side could see). Being in too deep to say no is not a material fact. Part 4 of the offer math page shows the three questions that expose buyers who do this.
The right to pick the closing date
You propose the closing date, and Fair Home Cash writes the offer around it: soon after title clears if your deadline is real, or later if you need time to sort a lifetime out of a house. Fair Home Cash treats needing three more weeks to pack as a scheduling note, not a renegotiation. The sale works around your life, not the other way around.
The right to your own attorney's eyes on everything
Illinois closings customarily run through attorneys, and we treat that as your protection, not a formality. You have the right to have your own Illinois attorney, who works only for you, review the contract and the closing documents before you sign, and Fair Home Cash waits while they do. Any buyer who discourages you from showing a contract to a lawyer is telling you what is in the contract.
The right to have your information handled with care
Your information is handled exactly as our Privacy Policy describes. Read it before you submit anything; it says what it does in the first paragraph. And your do-not-sell-or-share request is honored without hoops: one click, no argument.
The right to no pressure — no countdowns, no chase calls
Fair Home Cash offers do not "expire at midnight," and Fair Home Cash does not use scripts designed to make you sign at the kitchen table. When you tell us to stop, we stop, and a STOP reply to any text cuts off that sender. Take the offer to your attorney, compare it against an agent's net sheet, collect competing offers. A number that only works under pressure was never a fair number.
The right to a straight answer from a real person
Ask anything about your deal, such as what happens to a lien or why a repair line costs what it costs, and you are entitled to a direct answer from a person at Fair Home Cash, not a runaround. Ask about how Fair Home Cash works, too: who we are, what you pay, and how your information is handled. Call (773) 717-5643 or write hello@fairhomecash.com. If we do not know, we say so and find out.
The Fair Offer Standard
The ten rights above collapse into three commitments Fair Home Cash makes as the buyer, the same standard we print on How Cash Buyers Price Offers:
1. The math attached
Fair Home Cash puts every offer in writing with the math attached: the comparable sales used, the repair scope priced, and every cost subtracted. On paper, signed by Fair Home Cash, yours to keep either way.
2. No re-trades after you commit
Fair Home Cash does not cut the price after you commit unless you and Fair Home Cash both agree in writing that a material fact changed. Being already committed is not a material fact.
3. Walk away any time before you sign
Until you sign a purchase contract, nothing binds you: no fee, no obligation, no argument. Take the offer to your attorney, shop it against other options, or ignore it entirely.
Because a fast-cash promise is easy to say
Anyone with a bandit sign and a burner phone can promise a fast, fair cash sale. What hurts sellers in this business is what was never put in writing: the estimate that changed, the date that slipped, the fee that appeared, the pressure that worked. Every right above targets one of those specific failures.
We publish this for the same reason we publish the offer math: a standard you can print is a standard you can enforce. Hold every buyer you talk to against this list, including Fair Home Cash. If someone else meets it with a better number, take their offer. That is not a bluff; a market where sellers demand these rights is the market we want to work in.
Fair Home Cash makes offers on houses nationwide, focused on Chicago and Illinois, and these rights apply to every seller who requests one. They do not expire, and they are not contingent on the size of the deal, the condition of the house, or how the conversation is going.
Want an offer made under these rules?
If the property is a fit, you may receive a cash offer from Fair Home Cash, in writing with the math attached, and every right above is the published standard to hold it to. No fees to you, no obligation.
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