Montana · Housing market

The Montana housing market, by the numbers.

Median sale price, days on market, and what a traditional sale really costs a Montana seller — every figure on this page comes from the source cited next to it.

  • Median sale price: $529,000
  • Median days on market: 69
  • Typical selling costs: ~6.71% of the price
  • Foreclosure timeline: 5 to 6 months
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How a fast as-is sale works in Montana → Free cash offer estimator →

The headline numbers.

Each figure comes from the source cited under it. Medians describe the middle of the Montana market, not any specific house.

$529,000 Median sale price Source: Redfin state market tracker, May 2026
69 days Median days on market Source: Redfin state market tracker, May 2026
5.71% Average agent commission Source: Clever Feb 2026 survey (state avg)
None State transfer tax Source: PropertyShark, Dec 2025 (no state transfer tax)

Selling the traditional way in Montana: the math.

The same arithmetic an agent would run at your kitchen table, worked on the Montana median sale price.

Worked on the $529,000 median sale priceSource: Redfin state market tracker, May 2026
Agent commission5.71% × $529,000 · Source: Clever Feb 2026 survey (state avg) ~$30,206
Seller closing costs1% × $529,000 · Source: Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026 ~$5,290
Transfer taxesNo state transfer tax. Nominal recording and filing fees apply. · Source: PropertyShark, Dec 2025 (no state transfer tax) $0
Typical cost of a traditional sale≈ 6.71% of the median sale price ≈ $35,496

How to read this: on the $529,000 median sale, the traditional route leaves roughly $493,504 before loan payoff, repairs, and the holding costs (effective property tax ~0.84%/yr per the Tax Foundation, plus insurance and utilities) that stack up while you wait about 69 days on market. These are estimates worked on the Montana median; your actual costs vary by county, property, and buyer.

The Montana foreclosure clock.

Montana uses a non-judicial foreclosure process, and a typical case runs 5 to 6 months — that window is how much real time an owner has to catch up, refinance, or sell.

How long it really takes: Practitioner estimate: at least ~4–5 months from the notice of trustee's sale to the sale (the 120-day notice period sets the floor), on top of the federal requirement that the loan generally be 120+ days delinquent before foreclosure starts (12 C.F.R. §1024.41(f)).

Primary statute: MCA §71-1-315. This is general information, not legal advice — confirm the specifics with a local attorney.

Free Montana Foreclosure Deadline Calculator →

If you need to sell fast.

The numbers above describe the traditional route in Montana: roughly 6.71% of the price in selling costs and about 69 days of waiting before a financed buyer even closes. When time is the real problem — a foreclosure date, back taxes, a move that can't wait — some owners trade part of the headline price for speed and certainty by selling as-is to a cash buyer.

Where we fit: Fair Home Cash is a connector, not the buyer. We put Montana homeowners in touch with independent cash buyers who purchase houses as-is; buyers pay us a flat marketing fee for the connection, and we never take a cut of your sale. Requesting offers is free, and you decide what happens next.

See what the Montana numbers mean for your house.

Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.

Selling fast in Montana →