The Montana housing market, by the numbers.
Median sale price, days on market, and what a traditional sale really costs a Montana seller — every figure on this page comes from the source cited next to it.
- Median sale price: $529,000
- Median days on market: 69
- Typical selling costs: ~6.71% of the price
- Foreclosure timeline: 5 to 6 months
Planning a Montana sale?
This page is a free educational snapshot — no signup, nothing to fill out.
The headline numbers.
Each figure comes from the source cited under it. Medians describe the middle of the Montana market, not any specific house.
| Montana metric | Value | Source |
|---|---|---|
| Median sale price | $529,000 | Redfin state market tracker, May 2026 |
| Median days on market | 69 days | Redfin state market tracker, May 2026 |
| Average agent commission | 5.71% (≈ $30,206) | Clever Feb 2026 survey (state avg) |
| Seller closing costs | 1% (≈ $5,290) | Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026 |
| Seller transfer tax | None | PropertyShark, Dec 2025 (no state transfer tax) |
Data updated: September 2026
Selling the traditional way in Montana: the math.
The same arithmetic an agent would run at your kitchen table, worked on the Montana median sale price.
How to read this: on the $529,000 median sale, the traditional route leaves roughly $493,504 before loan payoff, repairs, and the holding costs (effective property tax ~0.84%/yr per the Tax Foundation, plus insurance and utilities) that stack up while you wait about 69 days on market. These are estimates worked on the Montana median; your actual costs vary by county, property, and buyer.
The cost of waiting: Montana's effective property-tax rate runs about 0.84% a year (Tax Foundation). Worked on the $529,000 median home, that's roughly $4,444 a year in property tax — call it $840 accrued across the 69-day (about 10-week) median wait for a traditional sale, before insurance and utilities, and on top of the selling costs above. The longer a Montana listing sits past the median, the bigger that carrying cost grows.
The Montana foreclosure clock.
Montana uses a non-judicial foreclosure process, and a typical case runs 5 to 6 months — that window is how much real time an owner has to catch up, refinance, or sell.
How long it really takes: Practitioner estimate: at least ~4–5 months from the notice of trustee's sale to the sale (the 120-day notice period sets the floor), on top of the federal requirement that the loan generally be 120+ days delinquent before foreclosure starts (12 C.F.R. §1024.41(f)).
Primary statute: MCA §71-1-315. This is general information, not legal advice — confirm the specifics with a local attorney.
If you need to sell fast.
The numbers above describe the traditional route in Montana: roughly 6.71% of the price in selling costs and about 69 days of waiting before a financed buyer even closes. When time is the real problem — a foreclosure date, back taxes, a move that can't wait — some owners trade part of the headline price for speed and certainty by selling as-is to a cash buyer.
Your cash option: You can request offers on Montana houses sold as-is — no repairs, no commissions, no fees to you. Requesting offers is free, and you decide what happens next.
See what the Montana numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in Montana →