Closing costs & net proceeds in Arizona.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $454,000
- Typical agent commission: 5.82%
- Seller closing costs: 1%
- Seller transfer tax: none
What will you net?
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Prefilled with the Arizona median sale price ($454,000). Change it to your home's price.
Every rate, with its source.
The calculator applies these Arizona rates to the price you enter. Each figure comes from the source cited beneath it.
Reading the Arizona rate sheet.
Transfer tax is where states differ most, and here Arizona sellers catch a break: no statewide transfer tax comes out of the seller's side of the sale (HomeLight, Jan 2025 ($2 flat fee only)). Affidavit of value required at closing.
Start with the price: the median Arizona sale ran $454,000 (Redfin state market tracker, May 2026), and the typical listing needed 62 days to go under contract (Redfin state market tracker, May 2026). Call it 9 weeks of mortgage interest, property taxes, insurance, and utilities that keep accruing while the sign sits in the yard — carrying costs no line item on this page captures.
For scale: that $454,000 median sits above the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 62-day pace is slower than the cross-state median of 42 days — worth knowing before you budget for the months between listing and closing. The wait runs on property taxes too: Arizona's 0.62% average effective rate ranks 43rd of 50 — among the lowest in the country.
The remaining 1% — about $4,540 at the median — covers the seller's closing costs: title work, settlement, recording, and prorations (Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026). Arizona doesn't mandate an attorney at the closing table, so legal fees only land on this line if a seller chooses to hire one.
At 5.82%, the average agent commission in Arizona runs above the 5.68% average across the 50 state figures in the same Clever survey — about $636 more on a $454,000 sale than a seller paying the cross-state average rate. That rate alone is about $26,423 at the median, typically split between the listing agent and the buyer's agent (Clever Feb 2026 survey (state avg)).
Sellers ask; the data answers.
Does Arizona charge a seller transfer tax?
No — no statewide transfer tax comes out of the seller's side of a Arizona home sale (source: HomeLight, Jan 2025 ($2 flat fee only)). Affidavit of value required at closing.
How much does it cost to sell a house in Arizona?
On Arizona's $454,000 median sale, agent commission at 5.82% runs about $26,423 and seller closing costs at 1% add roughly $4,540, with no seller transfer tax on top. That totals about $30,963 — roughly 6.82% of the price — before mortgage payoff, repairs, or concessions. Sources: Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026.
What would a seller net on a median-priced Arizona home?
Selling at the $454,000 median (Redfin state market tracker, May 2026) with all of the sourced rates on this page applied leaves an estimated $423,037 — before the mortgage payoff and any repairs or concessions, which vary house by house. Arizona listings went under contract in a median of 62 days (Redfin state market tracker, May 2026), and every extra week on the market adds another round of carrying costs to that math.
Selling at $454,000: the full ledger.
Each line below is the $454,000 median multiplied by the sourced rate beside it — the same math the calculator above runs on any price you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $454,000 |
| Agent commission | 5.82% | −$26,423 |
| Seller closing costs | 1% | −$4,540 |
| Transfer tax (seller) | None | $0 |
| Total selling costs | ≈6.82% | −$30,963 |
| Estimated net proceeds | $423,037 |
Net proceeds are before mortgage payoff, repairs, and any buyer concessions — those depend on the house. Sources: Redfin state market tracker, May 2026; Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026; HomeLight, Jan 2025 ($2 flat fee only).
What the math doesn't show.
The numbers above describe the traditional route in Arizona: agent commission, seller closing costs, and transfer tax come off the price before your mortgage payoff — roughly 6.82% of the price in all. On top of that sit repairs, concessions, and the weeks of waiting before a financed buyer closes. Every figure is an estimate from the sourced rates; your real costs vary by county, property, agent, and buyer.
Where a cash sale differs: some owners sell as-is to an independent cash buyer to skip the agent commission and repairs and close on their own timeline. The headline price is usually lower, but so are the costs and the wait — so the net can land closer than it looks once you subtract everything above.
Your cash option: Request offers on a Arizona house sold as-is — no repairs, no commissions, no fees to you. Comparing is free, and you decide what happens next.
See what the Arizona numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in Arizona →