Guides & Calculators

Fair Home Cash What it costs to sell a house,
in all 50 states and D.C.

Median sale price, agent commission, seller closing costs, and transfer tax for 51 U.S. markets — every figure computed from a named, dated source. Compiled July 2026. Free to cite with attribution.

Headline findings

The spread: $17,915 to $58,365 to sell the median home

Selling the median-priced home costs the most, in dollars, in California: an estimated $58,365 in agent commission, closing costs, and transfer tax on its $887,000 median sale price (6.58% of the price). It costs the least in Louisiana: an estimated $17,915 on its $269,000 median (6.66%). That is a $40,450 gap — the most expensive market costs roughly 3.3 times the least expensive one, driven almost entirely by home prices rather than rates.

Highest total cost
$58,365
California, on its $887,000 median (6.58% of price)
Lowest total cost
$17,915
Louisiana, on its $269,000 median (6.66% of price)
Highest share of price
8.66%
Delaware — the dataset's largest seller transfer-tax share (2%)
Lowest share of price
6.5%
Indiana — no seller transfer tax and a below-average commission (5.5%)

Every figure is computed from the sourced state dataset in the table below: each cost line is calculated on the state's median sale price and rounded to the nearest dollar, then the rounded lines are summed.

National patterns

Three things the 51-market data shows

1. Commission is the largest line everywhere. The agent commission is the biggest single selling cost in all 51 markets — never less than 64% of the total. State-average commission rates run from 4.5% in the District of Columbia and 5.2% in New Jersey to 6.2% in Michigan; the average across the 50 state figures in the same Clever survey dataset is 5.68%.

2. Transfer taxes are where states differ most. 17 of the 51 markets levy no transfer tax on the seller's side of the sale at all. Where one exists, the estimated seller share ranges from 0.02% in Colorado to 2% in Delaware — a difference big enough to move a state several places in the total-cost ranking.

3. Price, not rates, drives the dollar gap. Total costs run from about 6.2% to 8.7% of the sale price in every market, so the dollar spread mostly tracks median prices — from $259,000 in Iowa to $887,000 in California (both per the Redfin state market tracker, May 2026).

The full table

Selling costs in all 50 states and D.C., at each state's median

Sorted alphabetically by default — click any column header to re-sort. Each state name links to that state's closing-cost page, where the same numbers can be recalculated on any sale price and every source is cited line by line. Column sources (a) through (d) are named in the methodology below; the last three columns are computed from them.

Alabama $313,000 5.96% 1% 0.1% $22,098 7.06% $290,902
Alaska $427,000 5.51% 1% 0% $27,798 6.51% $399,202
Arizona $454,000 5.82% 1% 0% $30,963 6.82% $423,037
Arkansas $276,000 5.66% 1% 0.33% $19,293 6.99% $256,707
California $887,000 5.47% 1% 0.11% $58,365 6.58% $828,635
Colorado $617,000 5.71% 1% 0.02% $41,524 6.73% $575,476
Connecticut $498,000 5.57% 1% 1% $37,699 7.57% $460,301
Delaware $385,000 5.66% 1% 2% $33,341 8.66% $351,659
District of Columbia $740,000 4.5% 1% 1.45% $51,430 6.95% $688,570
Florida $422,000 5.57% 1% 0.7% $30,679 7.27% $391,321
Georgia $389,000 5.66% 1% 0.1% $26,296 6.76% $362,704
Hawaii $741,000 5.51% 1% 0.2% $49,721 6.71% $691,279
Idaho $503,000 5.71% 1% 0% $33,751 6.71% $469,249
Illinois $335,000 4.9% 1.2% 0.1% $20,770 6.2% $314,230
Indiana $287,000 5.5% 1% 0% $18,655 6.5% $268,345
Iowa $259,000 5.84% 1% 0.16% $18,130 7% $240,870
Kansas $316,000 5.84% 1% 0% $21,614 6.84% $294,386
Kentucky $284,000 5.66% 1% 0.1% $19,198 6.76% $264,802
Louisiana $269,000 5.66% 1% 0% $17,915 6.66% $251,085
Maine $439,000 5.57% 1% 0.22% $29,808 6.79% $409,192
Maryland $477,000 5.41% 1% 0.75% $34,154 7.16% $442,846
Massachusetts $688,000 5.57% 1% 0.46% $48,367 7.03% $639,633
Michigan $298,000 6.2% 1% 0.86% $24,019 8.06% $273,981
Minnesota $372,000 5.84% 1% 0.33% $26,673 7.17% $345,327
Mississippi $284,000 5.66% 1% 0% $18,914 6.66% $265,086
Missouri $298,000 5.94% 1% 0% $20,681 6.94% $277,319
Montana $529,000 5.71% 1% 0% $35,496 6.71% $493,504
Nebraska $319,000 5.84% 1% 0.23% $22,554 7.07% $296,446
Nevada $481,000 5.71% 1% 0.51% $34,728 7.22% $446,272
New Hampshire $538,000 5.57% 1% 0.75% $39,382 7.32% $498,618
New Jersey $580,000 5.2% 1% 0.86% $40,948 7.06% $539,052
New Mexico $396,000 5.82% 1% 0% $27,007 6.82% $368,993
New York $621,000 5.69% 1% 0.4% $44,029 7.09% $576,971
North Carolina $398,000 5.53% 1% 0.2% $26,785 6.73% $371,215
North Dakota $311,000 5.84% 1% 0% $21,272 6.84% $289,728
Ohio $283,000 5.9% 1% 0.4% $20,659 7.3% $262,341
Oklahoma $265,000 5.82% 1% 0.15% $18,471 6.97% $246,529
Oregon $526,000 5.51% 1% 0% $34,243 6.51% $491,757
Pennsylvania $330,000 5.77% 1% 1% $25,641 7.77% $304,359
Rhode Island $537,000 5.57% 1% 0.75% $39,309 7.32% $497,691
South Carolina $394,000 5.88% 1% 0.37% $28,565 7.25% $365,435
South Dakota $347,000 5.84% 1% 0.1% $24,082 6.94% $322,918
Tennessee $413,000 6.05% 1% 0% $29,117 7.05% $383,883
Texas $356,000 5.88% 1% 0% $24,493 6.88% $331,507
Utah $560,000 5.71% 1% 0% $37,576 6.71% $522,424
Vermont $448,000 5.57% 1% 0% $29,434 6.57% $418,566
Virginia $499,000 5.5% 1% 0.1% $32,934 6.6% $466,066
Washington $652,000 5.9% 1% 1.1% $52,160 8% $599,840
West Virginia $265,000 5.66% 1% 0.33% $18,524 6.99% $246,476
Wisconsin $362,000 5.84% 1% 0.3% $25,847 7.14% $336,153
Wyoming $465,000 5.71% 1% 0% $31,202 6.71% $433,798

Hover any transfer-tax figure for its state-specific source. Totals are estimates at each state's median sale price; they exclude repairs, staging, seller concessions, moving, and mortgage payoff, and local city or county add-ons apply in some markets (noted in the per-state sources).

Reading the table: "Total cost" is the sum of the three rounded dollar lines — commission, closing costs, and seller transfer tax — computed on the median price. "Est. net" is the median price minus that total, before any mortgage payoff. A house that sells above or below the state median scales roughly proportionally; each state's linked page recalculates on any price.
Methodology

Where every number comes from

Sources, exactly as cited in the dataset

(a) Median sale price

Redfin state market tracker, May 2026 — for all states except Illinois, which uses the Illinois REALTORS Monthly Local Market Update, May 2026 ($335,000 median, 27-day median days on market).

(b) Agent commission rate

Clever Feb 2026 survey (state avg) — the state-average total commission rate from Clever / ListWithClever's February 2026 commission survey. Illinois uses the same survey's Illinois average from its September 1, 2026 update.

(c) Seller closing costs excluding commission and transfer tax

Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026 — the conservative low end of Redfin's national 1-3% seller closing-cost range, applied uniformly, with transfer tax itemized separately in column (d). Illinois uses ListWithClever / AnytimeEstimate, IL 2026 (~$4,000 title, attorney & closing on the median sale), which works out to 1.2%.

(d) Estimated seller transfer tax

State by state, from the HomeLight 50-state transfer tax chart, Jan 2025; PropertyShark, Dec 2025 (states with no transfer tax); FirstExchange, 2026 (state tax rates reference); and, for Illinois, the statute itself — 35 ILCS 200/31-10 (state $0.50 per $500; Cook County and Chicago add local transfer taxes on top). Where a tax is customarily split, the seller's share is used; where the buyer customarily pays (Tennessee, Vermont), the seller estimate is 0%. Hover any figure in column (d) for its exact source.

Derived columns

Total cost, % of price, and estimated net are computed, not sourced: each of lines (b)–(d) is calculated on the median price (a) and rounded to the nearest dollar, the rounded lines are summed into the total, the total is divided by the median for the % of price, and the net is the median minus the total. The displayed total therefore always equals the sum of the displayed lines, and total plus net always equals the median.

What the totals deliberately leave out: repairs and pre-listing preparation, staging, seller concessions, buyer-side credits, moving costs, capital-gains tax, and mortgage payoff — these vary by house, not by state. Commission figures are market averages, not fixed rates; commissions are negotiable everywhere.

Cite this report — free with attribution

Journalists, researchers, and publishers may reproduce any figure or the full table with a link to this page as the source.

https://fairhomecash.com/selling-costs-by-state
Suggested citation: Fair Home Cash, “Home Selling Costs by State” (2026 edition), fairhomecash.com/selling-costs-by-state. Underlying data: Redfin state market tracker (May 2026); Clever commission survey (Feb 2026); HomeLight 50-state transfer tax chart (Jan 2025); PropertyShark (Dec 2025); FirstExchange (2026); Illinois REALTORS (May 2026).