Closing costs & net proceeds in Maryland.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $477,000
- Typical agent commission: 5.41%
- Seller closing costs: 1%
- Est. seller transfer tax: 0.75%
What will you net?
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Prefilled with the Maryland median sale price ($477,000). Change it to your home's price.
Every rate, with its source.
Four sourced Maryland figures drive every estimate on this page; the citation sits right beneath each one.
A worked example at the Maryland median.
Here is the whole ledger at the $477,000 median: each row multiplies that price by the cited rate beside it, just as the calculator above does for any number you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $477,000 |
| Agent commission | 5.41% | −$25,806 |
| Seller closing costs | 1% | −$4,770 |
| Transfer tax (seller) | 0.75% | −$3,578 |
| Total selling costs | ≈7.16% | −$34,154 |
| Estimated net proceeds | $442,846 |
The net figure is pre-payoff: the mortgage balance, repairs, and any buyer concessions vary house by house. Sources: Redfin state market tracker, May 2026; Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026; HomeLight, Jan 2025 (0.5% state + county up to 1.4%, customarily split; seller-half estimate).
How Maryland's rates turn into dollars.
Commission is the biggest line on the sheet: Maryland's 5.41% average comes in under the 5.68% average across the 50 state figures in the same Clever survey — about $1,288 less on a $477,000 sale than at the cross-state average rate. Expect about $25,806 of a median sale to go there, typically split between the listing agent and the buyer's agent (Clever Feb 2026 survey (state avg)).
The transfer-tax line swings the most from state to state. Maryland sellers hand over an estimated 0.75% — around $3,578 at the median — when the deed records (HomeLight, Jan 2025 (0.5% state + county up to 1.4%, customarily split; seller-half estimate)). State transfer tax of 0.5% plus county transfer taxes that can total 1% to 1.5%. Split varies by jurisdiction.
Then come the seller's closing costs: 1%, roughly $4,770 at the median, covering title work, settlement, recording, and prorations (Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026). Maryland is an attorney-close state: legal professionals are required at the closing itself, so their fees are part of the bill rather than an optional extra.
The anchor for all of this math is Maryland's median sale price — $477,000 (Redfin state market tracker, May 2026). A typical listing went under contract in 34 days (Redfin state market tracker, May 2026), which works out to about 5 weeks of mortgage interest, property taxes, insurance, and utilities the seller keeps carrying in the meantime — a cost no closing statement itemizes.
For scale: that $477,000 median sits above the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 34-day pace is quicker than the cross-state median of 42 days — a tailwind for sellers who need the money sooner rather than later. The wait runs on property taxes too: Maryland's 1.07% average effective rate ranks 21st of 50 — in the upper half of states.
Quick answers on Maryland selling costs.
Who pays the transfer tax in Maryland, and how much is it?
The seller's estimated share in Maryland is 0.75% of the price, which works out to about $3,578 on a $477,000 median-priced sale (source: HomeLight, Jan 2025 (0.5% state + county up to 1.4%, customarily split; seller-half estimate)). State transfer tax of 0.5% plus county transfer taxes that can total 1% to 1.5%. Split varies by jurisdiction.
What share of the sale price goes to selling costs in Maryland?
About 7.16% at the median: a $477,000 sale in Maryland carries roughly $25,806 in agent commission (5.41%) and about $4,770 in seller closing costs (1%), plus about $3,578 in seller transfer tax, for a combined $34,154 before mortgage payoff, repairs, or concessions. Sources: Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026.
What are the net proceeds on a typical Maryland home sale?
At the $477,000 median (Redfin state market tracker, May 2026), subtracting every sourced selling cost on this page leaves an estimated $442,846 — before the mortgage payoff and any repairs or concessions, which vary house by house. With Maryland listings taking a median of 34 days to go under contract (Redfin state market tracker, May 2026), each extra week of waiting quietly adds carrying costs on top.
What the math doesn't show.
What this page has been adding up is the traditional route in Maryland: commission, seller closing costs, and transfer tax claim roughly 7.16% of the price ahead of your mortgage payoff. Repairs, concessions, and the wait for a financed buyer to close stack on top. Each figure is an estimate built from the sourced rates; actual costs depend on county, property, agent, and buyer.
The cash-sale alternative flips the trade: an independent cash buyer takes the house as-is, so the commission, repair, and waiting costs largely fall away while the headline price comes down. After subtracting everything above, the gap between the two nets is often smaller than it first looks.
Your cash option: Request offers to sell your Maryland house as-is for cash: no repairs, no commissions, no fees to you. Comparing is free, and the decision about what happens next stays yours.
See what the Maryland numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in Maryland →