Closing costs & net proceeds in Missouri.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $298,000
- Typical agent commission: 5.94%
- Seller closing costs: 1%
- Seller transfer tax: none
What will you net?
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Prefilled with the Missouri median sale price ($298,000). Change it to your home's price.
Every rate, with its source.
These are the Missouri rates behind the calculator above — every figure traces to the source cited under it.
What's behind the Missouri numbers.
Every dollar figure on this page starts from one number: Missouri's $298,000 median sale price (Redfin state market tracker, May 2026). The typical listing there went under contract in 27 days (Redfin state market tracker, May 2026) — roughly 4 weeks of mortgage interest, property taxes, insurance, and utilities a seller keeps paying while they wait, the quiet carrying cost the line items below never show.
For scale: that $298,000 median sits below the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 27-day pace is quicker than the cross-state median of 42 days — a tailwind for sellers who need the money sooner rather than later. The wait runs on property taxes too: Missouri's 0.97% average effective rate ranks 23rd of 50 — in the upper half of states.
Missouri agents averaged 5.94% commission in the Clever survey, which runs above the 5.68% average across the 50 state figures in the same Clever survey — about $775 more on a $298,000 sale than a seller paying the cross-state average rate. On the median sale that one line runs about $17,701, typically split between the listing agent and the buyer's agent (Clever Feb 2026 survey (state avg)).
No two states treat transfer tax alike, and Missouri sits on the friendly end — sellers owe no statewide transfer tax on the sale (PropertyShark, Dec 2025 (no state transfer tax)). Nominal recording fees at the county level.
Seller closing costs — title work, settlement, recording, and prorations — are estimated at 1% here, about $2,980 on the median sale (Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026). Missouri doesn't mandate an attorney at the closing table, so legal fees only land on this line if a seller chooses to hire one.
The median sale, line by line.
Take the $298,000 median and run every sourced rate against it — the table below is exactly that, and the calculator above does the same for any price you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $298,000 |
| Agent commission | 5.94% | −$17,701 |
| Seller closing costs | 1% | −$2,980 |
| Transfer tax (seller) | None | $0 |
| Total selling costs | ≈6.94% | −$20,681 |
| Estimated net proceeds | $277,319 |
Mortgage payoff, repairs, and any buyer concessions still come out of net proceeds — those depend on the house. Sources: Redfin state market tracker, May 2026; Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026; PropertyShark, Dec 2025 (no state transfer tax).
Missouri closing-cost questions.
Is there a transfer tax when selling a house in Missouri?
Missouri home sellers don't owe a statewide transfer tax on the sale (source: PropertyShark, Dec 2025 (no state transfer tax)). Nominal recording fees at the county level.
What does selling a home in Missouri actually cost?
Applied to Missouri's $298,000 median sale: the 5.94% agent commission is about $17,701, and seller closing costs at 1% come to roughly $2,980, with no seller transfer tax on top. All in, that is about $20,681 — near 6.94% of the price — before mortgage payoff, repairs, or concessions. Sources: Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026.
How much would I walk away with selling a median-priced Missouri home?
An estimated $277,319: the $298,000 median (Redfin state market tracker, May 2026) minus every sourced selling cost on this page — and before the mortgage payoff and any repairs or concessions, which vary house by house. Keep the clock in mind too: Missouri listings took a median of 27 days to go under contract (Redfin state market tracker, May 2026), and each extra week on the market adds another round of carrying costs.
What the math doesn't show.
Everything above prices the traditional route in Missouri: before the mortgage payoff, roughly 6.94% of the price leaves as commission, closing costs, and transfer tax. Repairs, concessions, and the weeks a financed buyer needs to close pile on after that. Treat every figure as an estimate from the sourced rates — real costs shift with the county, the property, the agent, and the buyer.
A cash sale runs different math: selling as-is to an independent cash buyer trades the agent commission, the repairs, and the wait for a lower headline price. Subtract everything above from the traditional side and the two nets can land closer than the sticker prices suggest.
Your cash option: Get cash offers on a Missouri house in any condition — no repairs, no commissions, no fees to you. Comparing is free, and you decide what happens next.
See what the Missouri numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
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