Closing costs & net proceeds in Montana.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $529,000
- Typical agent commission: 5.71%
- Seller closing costs: 1%
- Seller transfer tax: none
What will you net?
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Prefilled with the Montana median sale price ($529,000). Change it to your home's price.
Every rate, with its source.
These are the Montana rates behind the calculator above — every figure traces to the source cited under it.
A worked example at the Montana median.
Take the $529,000 median and run every sourced rate against it — the table below is exactly that, and the calculator above does the same for any price you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $529,000 |
| Agent commission | 5.71% | −$30,206 |
| Seller closing costs | 1% | −$5,290 |
| Transfer tax (seller) | None | $0 |
| Total selling costs | ≈6.71% | −$35,496 |
| Estimated net proceeds | $493,504 |
Mortgage payoff, repairs, and any buyer concessions still come out of net proceeds — those depend on the house. Sources: Redfin state market tracker, May 2026; Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026; PropertyShark, Dec 2025 (no state transfer tax).
How Montana's rates turn into dollars.
Montana agents averaged 5.71% commission in the Clever survey, which lands almost exactly on the 5.68% average across the 50 state figures in the same Clever survey. On the median sale that one line runs about $30,206, typically split between the listing agent and the buyer's agent (Clever Feb 2026 survey (state avg)).
No two states treat transfer tax alike, and Montana sits on the friendly end — sellers owe no statewide transfer tax on the sale (PropertyShark, Dec 2025 (no state transfer tax)). Nominal recording and filing fees apply.
Seller closing costs — title work, settlement, recording, and prorations — are estimated at 1% here, about $5,290 on the median sale (Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026). Montana doesn't mandate an attorney at the closing table, so legal fees only land on this line if a seller chooses to hire one.
The anchor for all of this math is Montana's median sale price — $529,000 (Redfin state market tracker, May 2026). A typical listing went under contract in 69 days (Redfin state market tracker, May 2026), which works out to about 10 weeks of mortgage interest, property taxes, insurance, and utilities the seller keeps carrying in the meantime — a cost no closing statement itemizes.
For scale: that $529,000 median sits above the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 69-day pace is slower than the cross-state median of 42 days — worth knowing before you budget for the months between listing and closing. The wait runs on property taxes too: Montana's 0.84% average effective rate ranks 28th of 50 — in the lower half of states.
Quick answers on Montana selling costs.
Is there a transfer tax when selling a house in Montana?
Montana home sellers don't owe a statewide transfer tax on the sale (source: PropertyShark, Dec 2025 (no state transfer tax)). Nominal recording and filing fees apply.
What does selling a home in Montana actually cost?
Applied to Montana's $529,000 median sale: the 5.71% agent commission is about $30,206, and seller closing costs at 1% come to roughly $5,290, with no seller transfer tax on top. All in, that is about $35,496 — near 6.71% of the price — before mortgage payoff, repairs, or concessions. Sources: Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026.
How much would I walk away with selling a median-priced Montana home?
An estimated $493,504: the $529,000 median (Redfin state market tracker, May 2026) minus every sourced selling cost on this page — and before the mortgage payoff and any repairs or concessions, which vary house by house. Keep the clock in mind too: Montana listings took a median of 69 days to go under contract (Redfin state market tracker, May 2026), and each extra week on the market adds another round of carrying costs.
What the math doesn't show.
Everything above prices the traditional route in Montana: before the mortgage payoff, roughly 6.71% of the price leaves as commission, closing costs, and transfer tax. Repairs, concessions, and the weeks a financed buyer needs to close pile on after that. Treat every figure as an estimate from the sourced rates — real costs shift with the county, the property, the agent, and the buyer.
A cash sale runs different math: selling as-is to an independent cash buyer trades the agent commission, the repairs, and the wait for a lower headline price. Subtract everything above from the traditional side and the two nets can land closer than the sticker prices suggest.
Your cash option: Get cash offers on a Montana house in any condition — no repairs, no commissions, no fees to you. Comparing is free, and you decide what happens next.
See what the Montana numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in Montana →