Closing costs & net proceeds in Texas.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $356,000
- Typical agent commission: 5.88%
- Seller closing costs: 1%
- Seller transfer tax: none
What will you net?
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Prefilled with the Texas median sale price ($356,000). Change it to your home's price.
Every rate, with its source.
The calculator applies these Texas rates to the price you enter. Each figure comes from the source cited beneath it.
What's behind the Texas numbers.
Every dollar figure on this page starts from one number: Texas's $356,000 median sale price (Redfin state market tracker, May 2026). The typical listing there went under contract in 56 days (Redfin state market tracker, May 2026) — roughly 8 weeks of mortgage interest, property taxes, insurance, and utilities a seller keeps paying while they wait, the quiet carrying cost the line items below never show.
For scale: that $356,000 median sits below the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 56-day pace is slower than the cross-state median of 42 days — worth knowing before you budget for the months between listing and closing. The wait runs on property taxes too: Texas's 1.80% average effective rate ranks 6th of 50 — among the highest in the country.
At 5.88%, the average agent commission in Texas runs above the 5.68% average across the 50 state figures in the same Clever survey — about $712 more on a $356,000 sale than a seller paying the cross-state average rate. That rate alone is about $20,933 at the median, typically split between the listing agent and the buyer's agent (Clever, Feb 2026 survey (state avg)).
Transfer tax is where states differ most, and here Texas sellers catch a break: no statewide transfer tax comes out of the seller's side of the sale (TX has no real estate transfer tax (PropertyShark, Dec 2025)). Title company closing is standard.
The remaining 1% — about $3,560 at the median — covers the seller's closing costs: title work, settlement, recording, and prorations (Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately)). Texas doesn't mandate an attorney at the closing table, so legal fees only land on this line if a seller chooses to hire one.
The median sale, line by line.
Each line below is the $356,000 median multiplied by the sourced rate beside it — the same math the calculator above runs on any price you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $356,000 |
| Agent commission | 5.88% | −$20,933 |
| Seller closing costs | 1% | −$3,560 |
| Transfer tax (seller) | None | $0 |
| Total selling costs | ≈6.88% | −$24,493 |
| Estimated net proceeds | $331,507 |
Net proceeds are before mortgage payoff, repairs, and any buyer concessions — those depend on the house. Sources: Redfin state market tracker, May 2026; Clever, Feb 2026 survey (state avg); Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately); TX has no real estate transfer tax (PropertyShark, Dec 2025).
Texas closing-cost questions.
Does Texas charge a seller transfer tax?
No — no statewide transfer tax comes out of the seller's side of a Texas home sale (source: TX has no real estate transfer tax (PropertyShark, Dec 2025)). Title company closing is standard.
How much does it cost to sell a house in Texas?
On Texas's $356,000 median sale, agent commission at 5.88% runs about $20,933 and seller closing costs at 1% add roughly $3,560, with no seller transfer tax on top. That totals about $24,493 — roughly 6.88% of the price — before mortgage payoff, repairs, or concessions. Sources: Clever, Feb 2026 survey (state avg); Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately).
What would a seller net on a median-priced Texas home?
Selling at the $356,000 median (Redfin state market tracker, May 2026) with all of the sourced rates on this page applied leaves an estimated $331,507 — before the mortgage payoff and any repairs or concessions, which vary house by house. Texas listings went under contract in a median of 56 days (Redfin state market tracker, May 2026), and every extra week on the market adds another round of carrying costs to that math.
What the math doesn't show.
The numbers above describe the traditional route in Texas: agent commission, seller closing costs, and transfer tax come off the price before your mortgage payoff — roughly 6.88% of the price in all. On top of that sit repairs, concessions, and the weeks of waiting before a financed buyer closes. Every figure is an estimate from the sourced rates; your real costs vary by county, property, agent, and buyer.
Where a cash sale differs: some owners sell as-is to an independent cash buyer to skip the agent commission and repairs and close on their own timeline. The headline price is usually lower, but so are the costs and the wait — so the net can land closer than it looks once you subtract everything above.
Your cash option: Request offers on a Texas house sold as-is — no repairs, no commissions, no fees to you. Comparing is free, and you decide what happens next.
See what the Texas numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in Texas →