Closing costs & net proceeds in Virginia.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $499,000
- Typical agent commission: 5.5%
- Seller closing costs: 1%
- Est. seller transfer tax: 0.1%
What will you net?
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Prefilled with the Virginia median sale price ($499,000). Change it to your home's price.
Every rate, with its source.
Four sourced Virginia figures drive every estimate on this page; the citation sits right beneath each one.
What's behind the Virginia numbers.
Every dollar figure on this page starts from one number: Virginia's $499,000 median sale price (Redfin state market tracker, May 2026). The typical listing there went under contract in 28 days (Redfin state market tracker, May 2026) — roughly 4 weeks of mortgage interest, property taxes, insurance, and utilities a seller keeps paying while they wait, the quiet carrying cost the line items below never show.
For scale: that $499,000 median sits above the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 28-day pace is quicker than the cross-state median of 42 days — a tailwind for sellers who need the money sooner rather than later. The wait runs on property taxes too: Virginia's 0.82% average effective rate ranks 30th of 50 — in the lower half of states.
Commission is the biggest line on the sheet: Virginia's 5.5% average comes in under the 5.68% average across the 50 state figures in the same Clever survey — about $898 less on a $499,000 sale than at the cross-state average rate. Expect about $27,445 of a median sale to go there, typically split between the listing agent and the buyer's agent (Clever, Feb 2026 survey (state avg)).
The transfer-tax line swings the most from state to state. Virginia sellers hand over an estimated 0.1% — around $499 at the median — when the deed records (VA grantor tax $0.50/$500, seller-paid; buyer-paid recordation taxes excluded (HomeLight, Jan 2025)). Grantor tax of $1.00 per $500 (seller pays) plus local recordation taxes. Northern Virginia has additional regional taxes.
Then come the seller's closing costs: 1%, roughly $4,990 at the median, covering title work, settlement, recording, and prorations (Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately)). Virginia is an attorney-close state: legal professionals are required at the closing itself, so their fees are part of the bill rather than an optional extra.
The median sale, line by line.
Here is the whole ledger at the $499,000 median: each row multiplies that price by the cited rate beside it, just as the calculator above does for any number you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $499,000 |
| Agent commission | 5.5% | −$27,445 |
| Seller closing costs | 1% | −$4,990 |
| Transfer tax (seller) | 0.1% | −$499 |
| Total selling costs | ≈6.6% | −$32,934 |
| Estimated net proceeds | $466,066 |
The net figure is pre-payoff: the mortgage balance, repairs, and any buyer concessions vary house by house. Sources: Redfin state market tracker, May 2026; Clever, Feb 2026 survey (state avg); Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately); VA grantor tax $0.50/$500, seller-paid; buyer-paid recordation taxes excluded (HomeLight, Jan 2025).
Virginia closing-cost questions.
Who pays the transfer tax in Virginia, and how much is it?
The seller's estimated share in Virginia is 0.1% of the price, which works out to about $499 on a $499,000 median-priced sale (source: VA grantor tax $0.50/$500, seller-paid; buyer-paid recordation taxes excluded (HomeLight, Jan 2025)). Grantor tax of $1.00 per $500 (seller pays) plus local recordation taxes. Northern Virginia has additional regional taxes.
What share of the sale price goes to selling costs in Virginia?
About 6.6% at the median: a $499,000 sale in Virginia carries roughly $27,445 in agent commission (5.5%) and about $4,990 in seller closing costs (1%), plus about $499 in seller transfer tax, for a combined $32,934 before mortgage payoff, repairs, or concessions. Sources: Clever, Feb 2026 survey (state avg); Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately).
What are the net proceeds on a typical Virginia home sale?
At the $499,000 median (Redfin state market tracker, May 2026), subtracting every sourced selling cost on this page leaves an estimated $466,066 — before the mortgage payoff and any repairs or concessions, which vary house by house. With Virginia listings taking a median of 28 days to go under contract (Redfin state market tracker, May 2026), each extra week of waiting quietly adds carrying costs on top.
What the math doesn't show.
What this page has been adding up is the traditional route in Virginia: commission, seller closing costs, and transfer tax claim roughly 6.6% of the price ahead of your mortgage payoff. Repairs, concessions, and the wait for a financed buyer to close stack on top. Each figure is an estimate built from the sourced rates; actual costs depend on county, property, agent, and buyer.
The cash-sale alternative flips the trade: an independent cash buyer takes the house as-is, so the commission, repair, and waiting costs largely fall away while the headline price comes down. After subtracting everything above, the gap between the two nets is often smaller than it first looks.
Your cash option: Request offers to sell your Virginia house as-is for cash: no repairs, no commissions, no fees to you. Comparing is free, and the decision about what happens next stays yours.
See what the Virginia numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in Virginia →