Closing costs & net proceeds in Colorado.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $617,000
- Typical agent commission: 5.71%
- Seller closing costs: 1%
- Est. seller transfer tax: 0.02%
What will you net?
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Prefilled with the Colorado median sale price ($617,000). Change it to your home's price.
Every rate, with its source.
These are the Colorado rates behind the calculator above — every figure traces to the source cited under it.
Reading the Colorado rate sheet.
No two states treat transfer tax alike. In Colorado, the seller's estimated share is 0.02% of the price — about $123 due when the deed records on a median-priced sale (HomeLight, Jan 2025 (documentary fee 0.02%)). Documentary fee of $0.01 per $100 of value. Some counties have additional transfer taxes.
Start with the price: the median Colorado sale ran $617,000 (Redfin state market tracker, May 2026), and the typical listing needed 35 days to go under contract (Redfin state market tracker, May 2026). Call it 5 weeks of mortgage interest, property taxes, insurance, and utilities that keep accruing while the sign sits in the yard — carrying costs no line item on this page captures.
For scale: that $617,000 median sits above the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 35-day pace is quicker than the cross-state median of 42 days — a tailwind for sellers who need the money sooner rather than later. The wait runs on property taxes too: Colorado's 0.51% average effective rate ranks 47th of 50 — among the lowest in the country.
Seller closing costs — title work, settlement, recording, and prorations — are estimated at 1% here, about $6,170 on the median sale (Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026). Colorado doesn't mandate an attorney at the closing table, so legal fees only land on this line if a seller chooses to hire one.
Colorado agents averaged 5.71% commission in the Clever survey, which lands almost exactly on the 5.68% average across the 50 state figures in the same Clever survey. On the median sale that one line runs about $35,231, typically split between the listing agent and the buyer's agent (Clever Feb 2026 survey (state avg)).
Sellers ask; the data answers.
How much is transfer tax when selling a house in Colorado?
Sellers in Colorado pay an estimated 0.02% in transfer tax — roughly $123 at the $617,000 median sale price (source: HomeLight, Jan 2025 (documentary fee 0.02%)). Documentary fee of $0.01 per $100 of value. Some counties have additional transfer taxes.
What does selling a home in Colorado actually cost?
Applied to Colorado's $617,000 median sale: the 5.71% agent commission is about $35,231, and seller closing costs at 1% come to roughly $6,170, plus about $123 in seller transfer tax. All in, that is about $41,524 — near 6.73% of the price — before mortgage payoff, repairs, or concessions. Sources: Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026.
How much would I walk away with selling a median-priced Colorado home?
An estimated $575,476: the $617,000 median (Redfin state market tracker, May 2026) minus every sourced selling cost on this page — and before the mortgage payoff and any repairs or concessions, which vary house by house. Keep the clock in mind too: Colorado listings took a median of 35 days to go under contract (Redfin state market tracker, May 2026), and each extra week on the market adds another round of carrying costs.
Selling at $617,000: the full ledger.
Take the $617,000 median and run every sourced rate against it — the table below is exactly that, and the calculator above does the same for any price you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $617,000 |
| Agent commission | 5.71% | −$35,231 |
| Seller closing costs | 1% | −$6,170 |
| Transfer tax (seller) | 0.02% | −$123 |
| Total selling costs | ≈6.73% | −$41,524 |
| Estimated net proceeds | $575,476 |
Mortgage payoff, repairs, and any buyer concessions still come out of net proceeds — those depend on the house. Sources: Redfin state market tracker, May 2026; Clever Feb 2026 survey (state avg); Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026; HomeLight, Jan 2025 (documentary fee 0.02%).
What the math doesn't show.
Everything above prices the traditional route in Colorado: before the mortgage payoff, roughly 6.73% of the price leaves as commission, closing costs, and transfer tax. Repairs, concessions, and the weeks a financed buyer needs to close pile on after that. Treat every figure as an estimate from the sourced rates — real costs shift with the county, the property, the agent, and the buyer.
A cash sale runs different math: selling as-is to an independent cash buyer trades the agent commission, the repairs, and the wait for a lower headline price. Subtract everything above from the traditional side and the two nets can land closer than the sticker prices suggest.
Your cash option: Get cash offers on a Colorado house in any condition — no repairs, no commissions, no fees to you. Comparing is free, and you decide what happens next.
See what the Colorado numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in Colorado →