Closing costs & net proceeds in South Carolina.
Enter your home's price and see the agent commission, seller closing costs, transfer tax, and your estimated take-home — every rate drawn from the source cited on this page.
- Median sale price: $394,000
- Typical agent commission: 5.88%
- Seller closing costs: 1%
- Est. seller transfer tax: 0.37%
What will you net?
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Prefilled with the South Carolina median sale price ($394,000). Change it to your home's price.
Every rate, with its source.
Four sourced South Carolina figures drive every estimate on this page; the citation sits right beneath each one.
What's behind the South Carolina numbers.
Every dollar figure on this page starts from one number: South Carolina's $394,000 median sale price (Redfin state market tracker, May 2026). The typical listing there went under contract in 72 days (Redfin state market tracker, May 2026) — roughly 10 weeks of mortgage interest, property taxes, insurance, and utilities a seller keeps paying while they wait, the quiet carrying cost the line items below never show.
For scale: that $394,000 median sits below the midpoint of the 50 state medians in the same Redfin tracker ($413,000), and the 72-day pace is slower than the cross-state median of 42 days — worth knowing before you budget for the months between listing and closing. The wait runs on property taxes too: South Carolina's 0.57% average effective rate ranks 46th of 50 — among the lowest in the country.
Commission is the biggest line on the sheet: South Carolina's 5.88% average runs above the 5.68% average across the 50 state figures in the same Clever survey — about $788 more on a $394,000 sale than a seller paying the cross-state average rate. Expect about $23,167 of a median sale to go there, typically split between the listing agent and the buyer's agent (Clever, Feb 2026 survey (state avg)).
The transfer-tax line swings the most from state to state. South Carolina sellers hand over an estimated 0.37% — around $1,458 at the median — when the deed records (SC deed recording fee $1.85/$500, seller-paid (FirstExchange, 2026)). Deed recording fee of $1.85 per $500 of value, paid by seller.
Then come the seller's closing costs: 1%, roughly $3,940 at the median, covering title work, settlement, recording, and prorations (Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately)). South Carolina is an attorney-close state: legal professionals are required at the closing itself, so their fees are part of the bill rather than an optional extra.
The median sale, line by line.
Here is the whole ledger at the $394,000 median: each row multiplies that price by the cited rate beside it, just as the calculator above does for any number you enter.
| Line | Rate | At the median |
|---|---|---|
| Sale price (median) | — | $394,000 |
| Agent commission | 5.88% | −$23,167 |
| Seller closing costs | 1% | −$3,940 |
| Transfer tax (seller) | 0.37% | −$1,458 |
| Total selling costs | ≈7.25% | −$28,565 |
| Estimated net proceeds | $365,435 |
The net figure is pre-payoff: the mortgage balance, repairs, and any buyer concessions vary house by house. Sources: Redfin state market tracker, May 2026; Clever, Feb 2026 survey (state avg); Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately); SC deed recording fee $1.85/$500, seller-paid (FirstExchange, 2026).
South Carolina closing-cost questions.
Who pays the transfer tax in South Carolina, and how much is it?
The seller's estimated share in South Carolina is 0.37% of the price, which works out to about $1,458 on a $394,000 median-priced sale (source: SC deed recording fee $1.85/$500, seller-paid (FirstExchange, 2026)). Deed recording fee of $1.85 per $500 of value, paid by seller.
What share of the sale price goes to selling costs in South Carolina?
About 7.25% at the median: a $394,000 sale in South Carolina carries roughly $23,167 in agent commission (5.88%) and about $3,940 in seller closing costs (1%), plus about $1,458 in seller transfer tax, for a combined $28,565 before mortgage payoff, repairs, or concessions. Sources: Clever, Feb 2026 survey (state avg); Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately).
What are the net proceeds on a typical South Carolina home sale?
At the $394,000 median (Redfin state market tracker, May 2026), subtracting every sourced selling cost on this page leaves an estimated $365,435 — before the mortgage payoff and any repairs or concessions, which vary house by house. With South Carolina listings taking a median of 72 days to go under contract (Redfin state market tracker, May 2026), each extra week of waiting quietly adds carrying costs on top.
What the math doesn't show.
What this page has been adding up is the traditional route in South Carolina: commission, seller closing costs, and transfer tax claim roughly 7.25% of the price ahead of your mortgage payoff. Repairs, concessions, and the wait for a financed buyer to close stack on top. Each figure is an estimate built from the sourced rates; actual costs depend on county, property, agent, and buyer.
The cash-sale alternative flips the trade: an independent cash buyer takes the house as-is, so the commission, repair, and waiting costs largely fall away while the headline price comes down. After subtracting everything above, the gap between the two nets is often smaller than it first looks.
Your cash option: Request offers to sell your South Carolina house as-is for cash: no repairs, no commissions, no fees to you. Comparing is free, and the decision about what happens next stays yours.
See what the South Carolina numbers mean for your house.
Compare the traditional math above with a fast as-is sale — free tools, sourced data, and a timeline you control.
Selling fast in South Carolina →