Serving all of Central Florida

We Buy Houses in Lakeland. Cash. As-Is.

Behind on Polk County property taxes? Inherited a place you don't want? House needs more work than it's worth? Get a fair cash offer and close whenever you're ready.

Selling your Lakeland house fast comes down to one step: request a no-obligation cash offer. Fair Home Cash buys homes as-is in Florida, at $0 in fees or commissions to you, typically paying around 70–85% of after-repair value, with closings in as few as 7 days — you pick the date.

  • Close in as few as 7 days
  • You pick the closing date
  • Any condition, any situation
  • Zero fees, zero commissions
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2
3
Free Cash Offer

Where's your house?

Step 1 of 3 · Takes 60 seconds

Got it — let's keep going.
Question 1 of 10
What shape is the property in?
How many bedrooms?
How many bathrooms?
What type of property?
How soon do you need to sell?
Are you the property owner?
Who lives there now?
What's the main reason for selling?
How much is left on the mortgage?
What would you ideally want for it? (optional)
Almost done. Tell us where to send your offer.
Please enter your name
Please enter your phone number
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Call or text (773) 997-4600
🔒 Secure submission · No obligation · No fees ever

You're all set.

We received your info and are reviewing the property. Expect a call or text about next steps; if the property is a fit, you may receive an offer.

What happens next

  • We review your property details today
  • Cash offer in 24 hours, no obligation
  • You decide, no pressure, no rush
A house in Lakeland
Fair Home Cash Cash offers for Lakeland houses — any condition

Real offers from real buyers.

We buy houses in Lakeland — every neighborhood, every condition. No agents, no fees, no repairs. Reach out and you deal with a real cash buyer.

$0
Fees & commission
7 days
Close on your date
As-is
Any condition
Get Your Cash Offer →
How it works

Three steps. That's it.

No agents. No showings. No waiting months for a buyer who might back out.

1

Tell us about your house.

Fill out the quick form above. Takes about 60 seconds. We review your property details and get back to you the same day.

2

Get a real cash offer.

If an offer is made, you get real numbers based on recent sales in your neighborhood. No lowball games — ask to see how the offer got its number.

3

Pick your closing date.

Accept the offer, pick when you want to close. 7 days, 30 days, whatever works for you. The buyer handles the paperwork. You walk away with cash.

Side by side

Us vs. listing with an agent.

You decide what makes more sense for your situation.

Fair Home Cash
Traditional Agent
Time to close
7 to 14 days
90 to 180+ days
Agent commission
$0
5-6% ($15K+ on $300K)
Repairs needed
None. Sell as-is.
Buyers expect them
Showings
Zero
Weeks of strangers
Closing costs
Typically covered by the buyer
Seller pays 2-3%
Deal falls through?
Cash deal. No financing risk.
Buyer's loan can collapse
Certainty
Much higher, no financing contingency
~70% of listings close
Florida facts

Florida foreclosure & property-tax facts

The legal and tax numbers that shape how fast your Lakeland home can sell — straight from Florida statute.

Foreclosure process
Judicial
Typical timeline
6 to 14 months
Redemption period
None after the sale
Effective property tax
0.86%#26 of 51 nationally
Transfer tax
Documentary stamp tax of $0.70 per $100 paid by seller. Miami-Dade has a higher rate of $0.60 per $100 for single-family.

Key legal fact: Florida homestead laws provide substantial property tax exemptions and strong protections against forced sale, making it one of the most debtor-friendly states.

Florida numbers

Is selling to a cash buyer worth it in Florida?

Often yes, if speed matters more than top dollar. On Florida's $422,000 median sale (Redfin state market tracker, May 2026), the traditional route typically removes about 8 to 9% — roughly 5.57% commission, seller closing costs, transfer taxes, and about 3 months of holding costs while you wait roughly 66 days on market. A cash sale skips all of it and closes in 7 to 14 days.

In plain English

On a typical $422,000 Florida home, the agent route quietly takes, on average, $32,500 to $39,000 out of your pocket and takes 3+ months. A cash sale skips all of it and closes in 1 to 2 weeks.

$33K–$39K you skip with a cash sale Estimated on the Florida median; your costs vary — see methodology below
What it costs you
Traditional agent sale
Cash saleyou keep it all
Agent commission5.57% of sale price · Clever Feb 2026 survey (state avg)
~$23,505
$0
Title & seller closing feesRedfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026
~$4,220
$0
Transfer taxesHomeLight, Jan 2025 (doc stamp $0.70/$100, typically seller)
~$2,954
$0
Holding costs (~3 months)Property tax ~0.86%/yr, plus our own estimates for insurance and utilities. Hold period is DERIVED, not sourced: 66 median days on market (Redfin state market tracker, May 2026) + our 35-day contract-to-close assumption = ~101 days (~3 months). That source supports the days-on-market figure only; the period itself is ours.
~$2,007
$0
Repair concessions (when given)~1.5%, given in 46% of sales · Redfin, national
~$6,330
$0
What you'd actually netTraditional removes ~$32,500 to $39,000 (~8 to 9%), over ~3 months — and only if a financed buyer closes.
~$383,000 to $389,500
$0 in feesNo commission, repairs, or holding. Closes in 7 to 14 days.
Methodology & sources: Redfin state market tracker, May 2026 · Clever Feb 2026 survey (state avg) · Redfin national 1-3% excl. commission, low end (transfer tax shown separately), May 2026 · HomeLight, Jan 2025 (doc stamp $0.70/$100, typically seller). Concessions: Redfin national data. Figures are estimates; your actual costs vary by property, county, and buyer.

See YOUR net number, not the median. Every house is different. Get a real figure for yours.

Get my cash offer →

Behind on payments in Florida? See your exact foreclosure timeline.

Know how much time you actually have before you decide how to sell.

Free Florida Foreclosure Calculator →
Florida selling guides

Selling a house in a specific situation?

Deep guides for the most common reasons Florida homeowners sell fast for cash.

Selling an inherited house in Florida Stop foreclosure by selling in Florida Selling a house during divorce in Florida Selling a fire-damaged house in Florida Florida Foreclosure Deadline Calculator
Situations we cover

Sound like your situation?

We consider houses in every one of these situations. No judgment — just a fair review and a possible offer.

Relocation

Need to move fast for a job, family, or emergency. Can't wait months for a traditional sale.

No Equity

Owe more than it's worth or the value keeps dropping. You can still request an offer.

Duplexes

Can't find tenants, tired of managing it, or just want out. We buy qualifying 2-flats and multi-units.

Bad Title

Inherited a messy title or got stuck with one. We work through title issues other buyers won't touch.

Bad Location

Tough neighborhood or far from the city. Nobody's biting on the listing. You can still request an offer.

Bankruptcy

Going through bankruptcy and need to sell to pay down debt. Cash buyers can close fast so you can move on.

Bad Tenants

Tenants trashing the place or not paying rent. Sell it as-is and walk away from the headache.

Job Loss / New Job

Lost your job or got one in another state. Need to sell now, not in 6 months.

We also buy houses in nearby Florida markets like Miami, Orlando and Tampa. See every city we serve in Florida or browse all locations.

Where offers are available

We buy houses across all of Central Florida.

Southside, Westside, North Shore, suburbs. If it's in the Lakeland area, we can help.

Dixieland
Lake Morton
Lake Hollingsworth
Cleveland Heights
Webster Park
Crystal Lake
Skyview
Kathleen
Combee Settlement
Highland City

Ready to sell your Lakeland house?

Cash offer in 24 hours. No fees. No catch.

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Free cash offers · no fees, no obligation.
Local insight

Selling your Lakeland home for cash.

What Lakeland homeowners should know before deciding how to sell.

The worst foreclosure numbers in the state, right here

Lakeland doesn't make the glamour lists, but it leads one nobody wants: among bigger metros it's been running the worst foreclosure rate in the country, roughly one filing for every 1,200 homes. Polk County grew fast, prices ran up, and a lot of families who stretched to buy in 2021 and 2022 are now carrying payments their paychecks never caught up to. If you're behind, look around, you are genuinely not the only one on your street, and there's no shame in playing the hand smart.

How the Polk County clock runs

Florida makes the bank sue you, and the Polk courthouse is so loaded with cases right now that yours will crawl. That feels like breathing room. It's really a meter running, legal fees, interest, and a public lis pendens stacking up while you wait. There's no redemption after the sale in Florida; once the certificate issues, it's over. In Lakeland the good outcomes come from moving before the judgment, not after.

Old bones, new insurance rules

So you decide to sell. Lakeland's prettiest streets, Dixieland, around Lake Morton and Lake Hollingsworth, are full of 1920s–1950s houses with real character and original everything. Insurers hate original everything. The four-point inspection flags the panel, the pipes, the 18-year-old roof, and suddenly your buyer can't get coverage, which means no loan, which means no sale. Cash buyers buy in those exact neighborhoods from owners who've already lost financed buyers this way.

Dixieland is not Combee

Lake Hollingsworth addresses still command real money. But Combee Settlement, Crystal Lake, parts of Kathleen and the north side, that's working Lakeland, where the buyer pool is thinner, appraisals come in low because half the comps are distressed, and listings sit. A citywide average around $305,000 tells you nothing about a block where the last three sales were an estate, a foreclosure, and an investor flip. We price your street, not the brochure.

What you'd actually keep from $305,000

Run the listing math: about $18,000 in commission, $10,000 to $25,000 in repairs to satisfy the inspection and the insurer, a few thousand in buyer closing help, and five or six months of mortgage, taxes, and that Florida insurance bill while you wait. Honest total: $35,000 to $55,000 of your equity, spent before you see the rest, assuming the deal holds. Or a cash close in under two weeks, as-is, with the back payments settled at the table. Two real paths. We're upfront about both, and either way you decide knowing the actual numbers.

FAQ

Questions we get all the time.

How fast can a cash sale actually close?
As little as 7 days, depending on title work. Most cash sales on Lakeland homes land in the 14-to-21-day range, and the closing date itself is yours to pick — buyers work around your preferred timeline.
Can I sell a house in any condition?
Yes, you can request cash offers on houses in any condition with no repairs needed — fire damage, water damage, foundation problems, code violations, hoarder situations. You don't need to fix a thing.
How is the offer price figured out?
Buyers base their cash offers on recent comparable sales in your neighborhood and work backward from the after-repair value. Offers typically land between 70 and 85% of ARV depending on condition, and you can always ask to see how the number was built.
What does it cost me?
Nothing at all. Requesting offers is free, you pay zero fees and zero commissions. If you don't like an offer, walk away — it costs you nothing either way.
Do cash home buyers pay closing costs?
In a standard cash sale, yes: the buyer covers the seller's usual closing costs, the ones that run about 1 to 3% of the price in a traditional sale. Zero fees and zero commissions stack on top of that, so the offer you accept is the number you plan around. The closing statement shows exactly who pays what — get it in writing.
Who is Fair Home Cash?
Fair Home Cash provides a free way to request cash offers in Lakeland when a traditional sale doesn't make sense — foreclosure, divorce, inherited property, tired landlord, behind on taxes.
Is Fair Home Cash a legitimate company?
Yes. Fair Home Cash provides a free way to request written cash offers, with no fee, obligation, or pressure — you decide. Any closing runs through a licensed title company or real estate attorney in your state.
Am I locked in if I fill out the form?
No. Requesting a cash offer is completely free and carries no obligation — you're never locked into anything. If the number doesn't work for you, that's the end of it.
I'm behind on my mortgage. Can I still sell?
Yes — you can sell your house during foreclosure in Florida as long as the sale closes before the process completes. A cash sale that closes in time can protect your remaining equity, and the sooner you start, the more options you have.
How much do cash home buyers pay for houses?
Cash home buyers typically pay 70 to 85% of a home's after-repair value. The exact amount depends on condition, location, and how much work the property needs. Offers factor in recent comparable sales in your Lakeland neighborhood — ask to see the math behind any number.
Do I need to clean out the house before selling?
No, you do not need to clean, repair, or remove anything before selling. Buyers purchase houses as-is, including any furniture, junk, or personal items you want to leave behind. Take what you want; the buyer handles the rest.
How is selling to a cash buyer different from using a realtor?
Selling to a cash buyer can eliminate agent commissions, repairs, showings, and months of waiting. If your property is a fit, you may receive cash offers you can act on quickly, and a buyer may be able to close in days versus 90 to 180+ days with an agent, where financing can still fall through.