Serving all of Richmond Metro

We Buy Houses in Richmond. Cash. As-Is.

Richmond City property taxes piling up? Vacant house costing you every month? Request a free cash offer today. Get a fair cash offer and close whenever you're ready.

To sell fast in Richmond, skip the listing and request a cash offer. Fair Home Cash buys Richmond houses as-is in any condition, typically paying roughly 70–85% of after-repair value with no fees and no commissions to you, and can close in as few as 7 days on a timeline you control.

  • Close in as few as 7 days
  • You pick the closing date
  • Any condition, any situation
  • Zero fees, zero commissions
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2
3
Free Cash Offer

Where's your house?

Step 1 of 3 · Takes 60 seconds

Got it — let's keep going.
Question 1 of 10
What shape is the property in?
How many bedrooms?
How many bathrooms?
What type of property?
How soon do you need to sell?
Are you the property owner?
Who lives there now?
What's the main reason for selling?
How much is left on the mortgage?
What would you ideally want for it? (optional)
Almost done. Tell us where to send your offer.
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Call or text (773) 997-4600
🔒 Secure submission · No obligation · No fees ever

You're all set.

We received your info and are reviewing the property. Expect a call or text about next steps; if the property is a fit, you may receive an offer.

What happens next

  • We review your property details today
  • Cash offer in 24 hours, no obligation
  • You decide, no pressure, no rush
A house in Richmond
Fair Home Cash Cash offers for Richmond houses — any condition

Real offers from real buyers.

We buy houses in Richmond — every neighborhood, every condition. No agents, no fees, no repairs. Reach out and you deal with a real cash buyer.

$0
Fees & commission
7 days
Close on your date
As-is
Any condition
Get Your Cash Offer →

Three steps. That's it.

No agents. No showings. No waiting months for a buyer who might back out.

1

Tell us about your house.

Fill out the quick form above. Takes about 60 seconds. We review your property details and get back to you the same day.

2

Get a real cash offer.

If an offer is made, you get real numbers based on recent sales in your neighborhood. No lowball games — ask to see how the offer got its number.

3

Pick your closing date.

Accept the offer, pick when you want to close. 7 days, 30 days, whatever works for you. The buyer handles the paperwork. You walk away with cash.

Us vs. listing with an agent.

You decide what makes more sense for your situation.

Fair Home Cash
Traditional Agent
Time to close
7 to 14 days
90 to 180+ days
Agent commission
$0
5-6% ($15K+ on $300K)
Repairs needed
None. Sell as-is.
Buyers expect them
Showings
Zero
Weeks of strangers
Closing costs
Typically covered by the buyer
Seller pays 2-3%
Deal falls through?
Cash deal. No financing risk.
Buyer's loan can collapse
Certainty
Much higher, no financing contingency
~70% of listings close

Virginia foreclosure & property-tax facts

The legal and tax numbers that shape how fast your Richmond home can sell — straight from Virginia statute.

Foreclosure process
Non-judicial
Typical timeline
2 to 4 months
Redemption period
None after the sale
Effective property tax
0.82%#30 of 51 nationally
Transfer tax
Grantor tax of $1.00 per $500 (seller pays) plus local recordation taxes. Northern Virginia has additional regional taxes.

Key legal fact: Virginia allows non-judicial foreclosure through a trustee sale with no statutory redemption period, making foreclosure outcomes final and fast.

Virginia numbers

Is selling to a cash buyer worth it in Virginia?

Often yes, if speed matters more than top dollar. On Virginia's $499,000 median sale (Redfin state market tracker, May 2026), the traditional route typically removes about 7 to 8% — roughly 5.5% commission, seller closing costs, transfer taxes, and about 2 months of holding costs while you wait roughly 28 days on market. A cash sale skips all of it and closes in 7 to 14 days.

In plain English

On a typical $499,000 Virginia home, the agent route quietly takes, on average, $34,500 to $42,000 out of your pocket and takes 2+ months. A cash sale skips all of it and closes in 1 to 2 weeks.

$35K–$42K you skip with a cash sale Estimated on the Virginia median; your costs vary — see methodology below
What it costs you
Traditional agent sale
Cash saleyou keep it all
Agent commission5.5% of sale price · Clever, Feb 2026 survey (state avg)
~$27,445
$0
Title & seller closing feesRedfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately)
~$4,990
$0
Transfer taxesVA grantor tax $0.50/$500, seller-paid; buyer-paid recordation taxes excluded (HomeLight, Jan 2025)
~$499
$0
Holding costs (~2 months)Property tax ~0.82%/yr, plus our own estimates for insurance and utilities. Hold period is DERIVED, not sourced: 28 median days on market (Redfin state market tracker, May 2026) + our 35-day contract-to-close assumption = ~63 days (~2 months). That source supports the days-on-market figure only; the period itself is ours.
~$1,782
$0
Repair concessions (when given)~1.5%, given in 46% of sales · Redfin, national
~$7,485
$0
What you'd actually netTraditional removes ~$34,500 to $42,000 (~7 to 8%), over ~2 months — and only if a financed buyer closes.
~$457,000 to $464,500
$0 in feesNo commission, repairs, or holding. Closes in 7 to 14 days.
Methodology & sources: Redfin state market tracker, May 2026 · Clever, Feb 2026 survey (state avg) · Redfin national est., May 2026 (low end of 1-3% range excl. commission, transfer tax itemized separately) · VA grantor tax $0.50/$500, seller-paid; buyer-paid recordation taxes excluded (HomeLight, Jan 2025). Concessions: Redfin national data. Figures are estimates; your actual costs vary by property, county, and buyer.

See YOUR net number, not the median. Every house is different. Get a real figure for yours.

Get my cash offer →

Behind on payments in Virginia? See your exact foreclosure timeline.

Know how much time you actually have before you decide how to sell.

Free Virginia Foreclosure Calculator →

Selling a house in a specific situation?

Deep guides for the most common reasons Virginia homeowners sell fast for cash.

We buy houses across all of Richmond Metro.

Southside, Westside, North Shore, suburbs. If it's in the Richmond area, we can help.

Southside
Gilpin Court
Mosby Court
Fairfield
Creighton Court
Manchester
Swansboro
Highland Park
Whitcomb Court
Church Hill
Henrico
Chesterfield

Ready to sell your Richmond house?

Cash offer in 24 hours. No fees. No catch.

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Free cash offers · no fees, no obligation.

Selling your Richmond home for cash.

What Richmond homeowners should know before deciding how to sell.

Local Property Taxes and the Pressure They Create

Richmond City sets its own property tax rate as an independent Virginia city — currently $1.20 per $100 of assessed value, running above Virginia's 0.82% statewide effective average. On a $325,000 home, annual taxes run roughly $3,900. Richmond reassesses properties annually, and the city's rapid appreciation in neighborhoods like Manchester, Swansboro, and Highland Park has generated significant increases in assessed values for longtime homeowners who bought or inherited properties well before the market turned. Richmond City's delinquent tax program sells liens to investors, and properties that enter the delinquency pipeline often appear in investor prospecting lists before the owner realizes the public exposure. The combination of rising assessments and fixed incomes creates compounding pressure that leads to distressed sales.

How Virginia Foreclosure Law Affects Your Options

Richmond City operates under Virginia's non-judicial foreclosure process. The trustee in your deed of trust can complete a sale in 2 to 4 months without any court involvement. Virginia's absence of a statutory redemption period means that once the trustee's hammer falls at auction, the sale is done — you cannot pay off the loan after the fact and reclaim the home. Richmond circuit court handles any subsequent deficiency judgment proceedings if the sale price falls short of the outstanding loan. Richmond's investor-heavy market means foreclosure auctions attract sophisticated bidders who know the neighborhoods and bid accordingly — often leaving little to no equity recovery for the former homeowner compared to what a negotiated sale would have delivered.

Richmond's Housing Stock and the Inspection Problem

Richmond's residential neighborhoods span nearly every era of American homebuilding, and the older working-class areas carry the specific challenges of mid-Atlantic urban housing stock. Southside Richmond, Gilpin Court, and Mosby Court contain housing from the 1930s through 1960s where deferred maintenance has accumulated over decades. Fairfield and Creighton Court sit in the city's East End with structural ages that present routine inspection challenges: original cast iron drain lines, undersized electrical service, and HVAC systems past useful life. Manchester, on the south side of the James River, has seen rapid gentrification investment — but unrenovated properties there still carry the underlying issues of century-old industrial-neighborhood housing stock. Swansboro and Highland Park are mid-century neighborhoods where the condition of a specific property drives its sale outcome more than the neighborhood's trajectory.

Why Neighborhoods Matter More Than Citywide Averages

Richmond's $325,000 average reflects a city in transition, where gentrification has dramatically lifted some neighborhoods while others remain under sustained economic pressure. Manchester has emerged as one of Richmond's hottest neighborhoods for urban buyers, with renovated properties trading well above the city average. Gilpin Court and Mosby Court are public housing-adjacent communities in the city's North Side with the most constrained conventional buyer pools in Richmond. Fairfield and Creighton Court carry values in the $100,000 to $175,000 range — substantially below the city average — where investor buyers dominate transactions. Swansboro sits in the city's southwestern quadrant with a mixed buyer market, and Highland Park occupies a gentrification frontier position where a block-by-block split exists between renovated and distressed properties.

What You Actually Save by Skipping the Traditional Route

On a $325,000 Richmond home, traditional sale costs are material. Six percent in agent commissions runs $19,500. Virginia's grantor tax ($1.00 per $500) costs $650, plus local Richmond City recordation fees add $700 to $1,200. Attorney closing (required in Virginia) adds $1,000 to $1,500. Pre-listing repairs on an East End or Southside home — plumbing updates, electrical service upgrade, HVAC replacement, cosmetic work — easily reach $20,000 to $40,000 in Richmond's competitive contractor market. Two to three months of carrying costs at $2,100 per month add $4,200 to $6,300. Total friction on a $325,000 Richmond home: $46,000 to $69,000. A cash buyer closes without repairs, without an agent, and often within 10 days of signing the contract.

Questions we get all the time.

How fast can a cash sale actually close?
Seven days is the realistic floor, and the 14-to-21-day range is where most Richmond cash sales land, depending on title work. Whatever the pace, you pick the closing date that works for you.
Can I sell a house in any condition?
Yes. Fire damage, water damage, foundation problems, code violations, hoarder situations — you can request cash offers with no repairs needed. You don't fix a thing.
How is the offer price figured out?
Buyers base their cash offers on recent comparable sales in your neighborhood and work backward from the after-repair value. Offers typically land between 70 and 85% of ARV depending on condition, and you can always ask to see how the number was built.
What does it cost me?
Nothing — requesting offers is free, with zero fees and zero commissions to you. If you don't like an offer, walk away. No cost to you either way.
Do cash home buyers pay closing costs?
Yes, typically. In a standard cash sale the buyer covers the seller's usual closing costs — costs that would run about 1 to 3% of the price in a traditional sale — and there are zero fees and zero commissions on top. Ask for it in writing; the closing statement shows exactly who pays what.
Who is Fair Home Cash?
Fair Home Cash provides a free way to request cash offers in Richmond when a traditional sale doesn't make sense — foreclosure, divorce, inherited property, tired landlord, behind on taxes.
Is Fair Home Cash a legitimate company?
Yes. Fair Home Cash provides a free way to request written cash offers, with no fee, obligation, or pressure — you decide. Any closing runs through a licensed title company or real estate attorney in your state.
Am I locked in if I fill out the form?
Not at all. The form locks you into nothing: requesting a cash offer is completely free, with no obligation. If the number doesn't work for you, that's the end of it.
I'm behind on my mortgage. Can I still sell?
Yes — you can sell your house during foreclosure in Virginia as long as the sale closes before the process completes. A cash sale that closes in time can protect your remaining equity, and the sooner you start, the more options you have.
How much do cash home buyers pay for houses?
Cash home buyers typically pay 70 to 85% of a home's after-repair value. The exact amount depends on condition, location, and how much work the property needs. Offers factor in recent comparable sales in your Richmond neighborhood — ask to see the math behind any number.
Do I need to clean out the house before selling?
No, you do not need to clean, repair, or remove anything before selling. Buyers purchase houses as-is, including any furniture, junk, or personal items you want to leave behind. Take what you want; the buyer handles the rest.
How is selling to a cash buyer different from using a realtor?
Selling to a cash buyer can eliminate agent commissions, repairs, showings, and months of waiting. If your property is a fit, you may receive cash offers you can act on quickly, and a buyer may be able to close in days versus 90 to 180+ days with an agent, where financing can still fall through.