Serving all of the Metro East

Fair Home Cash Sell My House Fast in East St. Louis. Cash. As-Is.

A foreclosure notice, repairs that cost too much, or a St. Clair County house that won't sell.

Fair Home Cash is a Chicago company that buys houses for cash, as-is, nationwide, focused on Chicago and Illinois. Selling in East St. Louis? Skip the agent, the repairs and the showings. Fair Home Cash puts a written cash offer in your hands. No fees. No pressure. You pick the closing day.

  • A real cash offer, in writing
  • You pick the closing date
  • Any condition, as-is
  • Zero fees, zero commissions
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Free Cash Offer

Where's your house?

Step 1 of 4

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Question 1 of 10
What shape is the property in?
How many bedrooms?
How many bathrooms?
What type of property?
How soon do you need to sell?
Are you the property owner?
Who lives there now?
What's the main reason for selling?
How much is left on the mortgage?
What would you ideally want for it? (optional)
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Call or text (773) 717-5643
Secure submission · No obligation · No fees ever

You're all set.

You're all set. Expect a call or text about next steps shortly; if the property is a fit, you may receive a cash offer.

What happens next

  • We review what you sent
  • You get a call or text ASAP; if the property is a fit, a no-obligation cash offer can follow
  • You decide, no pressure, no rush
A house in East St. Louis
Fair Home Cash Cash offers across East St. Louis

A real cash offer, in writing.

We buy houses in East St. Louis, every neighborhood, every condition. No agents, no fees, no repairs. If the property is a fit, you can get a real cash offer.

$0
Fees & commission
Your date
You pick closing day
As-is
Any condition
Get Your Cash Offer →

Three steps. That's it.

No agents. No showings. No waiting months for a buyer who might back out.

1

Tell us about your house.

Fill out the quick form above. Takes about 60 seconds, it's free, and there's no obligation. Tell us the condition, the timeline, and what you owe. That is all we need to get started.

2

Hear back with real numbers.

If an offer is made, you get real numbers based on recent sales in your neighborhood. Ask to see how the offer got its number.

3

Pick your closing date.

Accept the offer and pick your closing date. Fair Home Cash handles the paperwork with a licensed title company. You walk away with cash.

A cash buyer vs. listing with an agent.

You decide what makes more sense for your situation.

Local cash buyer
Traditional Agent
Time to close
Often 7 to 28 days with a cash buyer
Often months
Agent commission
$0
~4.9% of the price
Repairs needed
None. Sell as-is.
Buyers expect them
Showings
Zero
Weeks of strangers
Closing costs
$0, we pay them
Seller usually pays
Deal falls through?
Cash, no financing fall-through
Buyer's loan can collapse
Certainty
Much higher, no financing contingency
Can fall through on financing

Illinois foreclosure & property-tax facts

The legal and tax numbers that shape how fast your East St. Louis home can sell, straight from Illinois statute.

Foreclosure process
Judicial
Typical timeline
12 to 18 months from filing
Redemption period
7 months from service, or 3 months after judgment if later
Effective property tax
1.88%#2 of 51 nationally
Transfer tax
The state charges a transfer tax of $0.50 per $500, and Cook and many other counties add $0.25 per $500, both usually paid by the seller. Chicago adds $5.25 per $500 on top: $3.75 usually paid by the buyer and $1.50 by the seller.

Key legal fact: Illinois has the second-highest property tax rate in the country, and every Cook County sale pays state and county transfer tax, with Chicago and many towns adding their own.

Is selling to a cash buyer worth it in Illinois?

Often yes, if speed matters more than top dollar. On Illinois's $335,000 median sale (May 2026), the traditional route removes about 7 to 8 percent: roughly 4.9% commission, title and attorney fees, transfer taxes, and about 2 months of holding costs, and nationally 46% of sellers also gave repair concessions. A cash sale to Fair Home Cash has no commission, we pay the closing costs and transfer tax, and closing often happens 7 to 28 days once title is clear.

In plain English

On a typical $335,000 Illinois home, the agent route quietly takes, on average, $23,000 to $28,000 out of your pocket and takes 2+ months. With a cash sale there is no commission, we pay the closing costs, and closing can often happen in 7 to 28 days.

$23K–$28K you skip with a cash sale Estimated, based on IL median; your costs vary; see methodology below
What it costs you Traditional agent sale Cash salewe pay these
Agent commission4.9% of sale price · Clever / ListWithClever, IL 2026 $16,415 $0
Title, attorney & closing feesSeller-paid in Illinois, 1.2% of the median sale · ListWithClever / AnytimeEstimate, IL 2026 $4,020 $0
Transfer taxesState $0.50 per $500 (0.1%) · 35 ILCS 200/31-10 & 31-15. On top of that, Cook and many other counties add $0.25 per $500 (about $168 more) and Chicago's seller-paid share adds $1.50 per $500 (about $1,005 more). $335 $0
Holding costs (2 months, estimated)Property tax 1.88%/yr ($1,050) · Tax Foundation 2026, plus our own estimates for insurance ($500) and utilities ($600). The 2 months hold is our derivation, not a published figure; see the methodology note below. Mortgage interest is extra if you carry a loan. $2,150 $0
Repair credits to the buyer (when given)1.5%, given in 46% of May 2026 sales nationally · Redfin News, June 2026 $5,025 $0
What you'd actually net $307,055 to $312,080Traditional removes $22,920 to $27,945 (7 to 8%), over about 2 months, and only if a financed buyer closes. $0 in feesNo commission, repairs, or holdingClosing can often happen in 7 to 28 days. The cash offer sits below the $335,000 retail headline, but the gap to beat is that provable 7 to 8%.

Methodology & sources: Worked on Illinois's $335,000 median sale price, as of May 2026. Sources: 35 ILCS 200/31-10 (state transfer tax), Illinois REALTORS Monthly Local Market Update, May 2026 (27-day median days on market), concessions data (Redfin News, June 2026), and the Tax Foundation 2026 effective property-tax rate. The 2 months holding period is our own derivation, not a published figure: 27 median days on market (Illinois REALTORS, May 2026) + our own 35-day contract-to-close assumption = about 62 days (~2 months). Illinois REALTORS supports the median sale price and the days-on-market figure only. Figures are estimates; your actual costs vary by property, county, and buyer.

See YOUR net number, not the median. Every house is different. Get a real figure for yours.

Get my cash offer →

Missed mortgage payments in Illinois: find your exact foreclosure deadline.

Know how much time you actually have before you decide how to sell.

Free Illinois Foreclosure Deadline Calculator →

Fair Home Cash buys houses across all of the Metro East.

City blocks, older neighborhoods, and outlying towns across the Metro East. If the house is in the East St. Louis area, you can request an offer here.

Downtown East St. Louis Historic District
Pennsylvania Avenue Historic District
Emerson Park
Winstanley Park
Edgemont
Rose Lake
Hilltop

Ready to sell your East St. Louis house?

You may get a cash offer. No fees. No catch.

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Free cash offers · no fees, no obligation.

Selling your East St. Louis home for cash.

What East St. Louis homeowners should know before deciding how to sell.

East St. Louis wants an occupancy permit before the sale

Under Section 22-112 of the city code, anyone who takes over a dwelling by purchase, lease or rental needs a city occupancy permit before the sale or move-in. The code sets the application fee at $40 for a house used only as a home, nonrefundable, a figure dating to 2006, so ask the city what it charges today.

Then the city inspects. A house that falls short of the building code gets 30 days to fix it or face condemnation, and if a second inspection still finds the problems, there's no permit. The city also searches the sewer and trash accounts for the address, and nobody moves in until old balances are paid in full. No permit issues without proof of a year of prepaid trash service, a duty the code puts on the owner, with a $500 fine per violation. Utilities can't connect service without it either. An unpaid sewer bill or a failed inspection can stall a sale here.

A 1956 median and a third of the housing empty

Census survey data for 2020 to 2024 count 10,552 housing units in East St. Louis but only 6,982 occupied households, so roughly a third sit empty. The median home was built in 1956. About 27.5 percent of units date to 1939 or earlier and about 59 percent to before 1960. Owners live in about 61 percent of occupied homes.

Age shapes the paperwork. For a house built before 1978, federal rules call for the EPA lead pamphlet, disclosure of lead paint you know about, and a 10-day window for the buyer to test.

School District 189, the city and a township on one bill

East St. Louis Township covers the same ground as the city, so every city home carries the township levy. For tax year 2025, the St. Clair County Clerk's tax computation shows the school district, city, park district, township, library and county together charge a little over 12 percent of equalized value, and School District 189 is about two thirds of that. Other districts on your bill come on top.

As a rough illustration, take a house worth $52,600, the Census median value here. After the $6,000 homestead exemption for an owner-occupant, those six rates come to roughly $1,400 a year. Your own bill depends on your assessment and any other exemptions.

A county courtroom and a November 2 tax sale

An East St. Louis foreclosure is heard in the St. Clair County circuit court in Belleville. Illinois lets you redeem until the later of 7 months from service or 3 months after the judgment, and that right ends before the sale. If the court finds the house abandoned, redemption closes 30 days after the judgment.

Unpaid 2025 taxes were headed to the county's Nov. 2, 2026 tax sale, where this year the County Board chose to take all delinquent real estate taxes itself instead of selling them to private bidders. Land of Lincoln Legal Aid gives free foreclosure help from its office at 8787 State Street in East St. Louis (618-398-0574). The St. Clair County guide covers redemption and county help programs.

The honest math on $85,000

Redfin put the East St. Louis median sale price at $85,000 in May 2026, on only five sales. It was $24,000 in March and $50,000 in April, so lean on nearby sales, not one month. On $85,000, commission at about 4.9 percent (Clever's Illinois average, updated September 2026) is roughly $4,200. Closing costs near 1.2 percent, a rough estimate, add about $1,000. The state transfer tax of 50 cents per $500 is $85, and the county's 25 cents per $500 adds about $43, both customarily the seller's, though negotiable. The city's posted code, current through mid-2014, has no transfer tax of its own; have the title company confirm nothing newer applies. Call it about $5,300 before your payoff, repairs, a year of prepaid trash, or old sewer and trash balances.

In May, 43 homes were for sale, 8.6 months of supply, and the median home sold after 51 days on the market. If the property is a fit, a cash buyer may make an offer, and you pick the closing date. Listing is a fair choice too, especially for a house already up to code. Run both numbers first.

Sources: City of East St. Louis Code, Ch. 22 Art. II, occupancy permits; City of East St. Louis Code, Ch. 106, taxation; Census Reporter, East St. Louis profile; U.S. EPA, lead disclosure; St. Clair County Clerk, 2025 Tax Computation Reports; 35 ILCS 200/15-175; 735 ILCS 5/15-1603; St. Clair County Treasurer, tax sale; Land of Lincoln Legal Aid, housing law; Redfin Data Center; Clever Real Estate, average commission; Clever Real Estate, Illinois transfer taxes

Questions we get all the time.

How fast can a cash sale actually close?
Many cash sales on homes in East St. Louis reach closing in seven to twenty-eight days once title work and your preferred timeline are factored in. You pick the closing date that works for you.
Can I sell a house in any condition?
Yes. Fire damage, water damage, foundation problems, code violations, hoarder situations: you can request a cash offer with no repairs needed. You don't fix a thing.
How is the offer price figured out?
We base our cash offer on recent comparable sales in your neighborhood and work backward from the after-repair value. A common investor rule of thumb is 70 to 85% of ARV minus repair costs; our offer can land below that range, well below for a house that needs a lot of work, and you can always ask to see how the number was built.
What does it cost me?
Nothing. Requesting an offer is free, with zero fees and zero commissions to you. If you don't like an offer, walk away. No cost to you either way.
Do cash home buyers pay closing costs?
Yes. When Fair Home Cash buys your East St. Louis house, we pay the closing costs and the transfer tax, costs that would run about 1 to 3% of the price in a traditional sale, and you pay no fees or commissions. Get it in writing: the closing statement shows exactly who pays what.
Who is Fair Home Cash?
Fair Home Cash buys houses for cash in East St. Louis when a traditional sale doesn't make sense: foreclosure, divorce, inherited property, tired landlord, behind on taxes.
Is Fair Home Cash a legitimate company?
Yes. Fair Home Cash makes written cash offers on Illinois houses, with no fee, obligation, or pressure. You decide. Any closing runs through a licensed title company or real estate attorney.
Am I locked in if I fill out the form?
Not at all. The form locks you into nothing: requesting a cash offer is completely free, with no obligation. If the number doesn't work for you, that's the end of it.
I'm behind on my mortgage. Can I still sell?
Yes, you can sell your house during foreclosure in Illinois as long as the sale closes before the foreclosure sale. A cash sale that closes in time can protect your remaining equity, and the sooner you start, the more options you have.
How much do cash home buyers pay for houses?
A common investor rule of thumb is 70 to 85% of a home's after-repair value, minus repair costs, and real offers can land below that, well below for a house that needs a lot of work. The exact amount depends on condition, location, and how much work the property needs. Offers factor in recent comparable sales in your East St. Louis neighborhood; ask to see the math behind any number.
Do I need to clean out the house before selling?
No, you do not need to clean, repair, or remove anything before selling. We buy houses as-is, including any furniture, junk, or personal items you want to leave behind. Take what you want; we handle the rest.
How is selling to a cash buyer different from using a realtor?
Selling to Fair Home Cash can eliminate agent commissions, repairs, showings, and months of waiting. If your property is a fit, you may receive a written cash offer you can act on quickly, and closing often takes 7 to 28 days once title is clear, instead of months with an agent, where financing can still fall through.

More answers: how fast a cash sale can go, who pays closing costs, how offers are calculated and selling in foreclosure.