Serving all of Peoria County

Fair Home Cash Sell My House Fast in Peoria County. Cash. As-Is.

A slow sale in Peoria County, or a house that needs more work than it's worth.

Fair Home Cash is a Chicago company that buys houses for cash, as-is, nationwide, focused on Chicago and Illinois. Selling in Peoria County? Skip the agent, the repairs and the showings. Fair Home Cash puts a written cash offer in your hands. No fees. No pressure. You pick the closing day.

  • A real cash offer, in writing
  • You pick the closing date
  • Any condition, as-is
  • Zero fees, zero commissions
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Free Cash Offer

Where's your house?

Step 1 of 4

Got it. Someone from Fair Home Cash follows up by call or text.
Call or text (773) 717-5643
Secure submission · No obligation · No fees ever
Got it, let's keep going.
Question 1 of 10
What shape is the property in?
How many bedrooms?
How many bathrooms?
What type of property?
How soon do you need to sell?
Are you the property owner?
Who lives there now?
What's the main reason for selling?
How much is left on the mortgage?
What would you ideally want for it? (optional)
Almost done. Tell us where we can reach you.
Call or text (773) 717-5643
Secure submission · No obligation · No fees ever

You're all set.

You're all set. Expect a call or text about next steps shortly; if the property is a fit, you may receive a cash offer.

What happens next

  • We review what you sent
  • You get a call or text ASAP; if the property is a fit, a no-obligation cash offer can follow
  • You decide, no pressure, no rush
A house in Peoria County
Fair Home Cash Cash offers across Peoria County

A real cash offer, in writing.

We buy houses in Peoria County, every neighborhood, every condition. No agents, no fees, no repairs. If the property is a fit, you can get a real cash offer.

$0
Fees & commission
Your date
You pick closing day
As-is
Any condition
Get Your Cash Offer →

Three steps. That's it.

No agents. No showings. No waiting months for a buyer who might back out.

1

Tell us about your house.

Fill out the quick form above. Takes about 60 seconds, it's free, and there's no obligation. Tell us the condition, the timeline, and what you owe. That is all we need to get started.

2

Hear back with real numbers.

If an offer is made, you get real numbers based on recent sales in your neighborhood. Ask to see how the offer got its number.

3

Pick your closing date.

Accept the offer and pick your closing date. Fair Home Cash handles the paperwork with a licensed title company. You walk away with cash.

A cash buyer vs. listing with an agent.

You decide what makes more sense for your situation.

Local cash buyer
Traditional Agent
Time to close
Often 7 to 28 days with a cash buyer
Often months
Agent commission
$0
~4.9% of the price
Repairs needed
None. Sell as-is.
Buyers expect them
Showings
Zero
Weeks of strangers
Closing costs
$0, we pay them
Seller usually pays
Deal falls through?
Cash, no financing fall-through
Buyer's loan can collapse
Certainty
Much higher, no financing contingency
Can fall through on financing

Illinois foreclosure & property-tax facts

The legal and tax numbers that shape how fast your Peoria County home can sell, straight from Illinois statute.

Foreclosure process
Judicial
Typical timeline
12 to 18 months from filing
Redemption period
7 months from service, or 3 months after judgment if later
Effective property tax
1.88%#2 of 51 nationally
Transfer tax
The state charges a transfer tax of $0.50 per $500, and Cook and many other counties add $0.25 per $500, both usually paid by the seller. Chicago adds $5.25 per $500 on top: $3.75 usually paid by the buyer and $1.50 by the seller.

Key legal fact: Illinois has the second-highest property tax rate in the country, and every Cook County sale pays state and county transfer tax, with Chicago and many towns adding their own.

Is selling to a cash buyer worth it in Illinois?

Often yes, if speed matters more than top dollar. On Illinois's $335,000 median sale (May 2026), the traditional route removes about 7 to 8 percent: roughly 4.9% commission, title and attorney fees, transfer taxes, and about 2 months of holding costs, and nationally 46% of sellers also gave repair concessions. A cash sale to Fair Home Cash has no commission, we pay the closing costs and transfer tax, and closing often happens 7 to 28 days once title is clear.

In plain English

On a typical $335,000 Illinois home, the agent route quietly takes, on average, $23,000 to $28,000 out of your pocket and takes 2+ months. With a cash sale there is no commission, we pay the closing costs, and closing can often happen in 7 to 28 days.

$23K–$28K you skip with a cash sale Estimated, based on IL median; your costs vary; see methodology below
What it costs you Traditional agent sale Cash salewe pay these
Agent commission4.9% of sale price · Clever / ListWithClever, IL 2026 $16,415 $0
Title, attorney & closing feesSeller-paid in Illinois, 1.2% of the median sale · ListWithClever / AnytimeEstimate, IL 2026 $4,020 $0
Transfer taxesState $0.50 per $500 (0.1%) · 35 ILCS 200/31-10 & 31-15. On top of that, Cook and many other counties add $0.25 per $500 (about $168 more) and Chicago's seller-paid share adds $1.50 per $500 (about $1,005 more). $335 $0
Holding costs (2 months, estimated)Property tax 1.88%/yr ($1,050) · Tax Foundation 2026, plus our own estimates for insurance ($500) and utilities ($600). The 2 months hold is our derivation, not a published figure; see the methodology note below. Mortgage interest is extra if you carry a loan. $2,150 $0
Repair credits to the buyer (when given)1.5%, given in 46% of May 2026 sales nationally · Redfin News, June 2026 $5,025 $0
What you'd actually net $307,055 to $312,080Traditional removes $22,920 to $27,945 (7 to 8%), over about 2 months, and only if a financed buyer closes. $0 in feesNo commission, repairs, or holdingClosing can often happen in 7 to 28 days. The cash offer sits below the $335,000 retail headline, but the gap to beat is that provable 7 to 8%.

Methodology & sources: Worked on Illinois's $335,000 median sale price, as of May 2026. Sources: 35 ILCS 200/31-10 (state transfer tax), Illinois REALTORS Monthly Local Market Update, May 2026 (27-day median days on market), concessions data (Redfin News, June 2026), and the Tax Foundation 2026 effective property-tax rate. The 2 months holding period is our own derivation, not a published figure: 27 median days on market (Illinois REALTORS, May 2026) + our own 35-day contract-to-close assumption = about 62 days (~2 months). Illinois REALTORS supports the median sale price and the days-on-market figure only. Figures are estimates; your actual costs vary by property, county, and buyer.

See YOUR net number, not the median. Every house is different. Get a real figure for yours.

Get my cash offer →

Missed mortgage payments in Illinois: find your exact foreclosure deadline.

Know how much time you actually have before you decide how to sell.

Free Illinois Foreclosure Deadline Calculator →

Fair Home Cash buys houses across all of Peoria County.

City blocks, older neighborhoods, and outlying towns across Peoria County. If the house is in the Peoria County area, you can request an offer here.

Peoria Heights
West Peoria
Bartonville
Bellevue
Chillicothe
Dunlap
Elmwood
Princeville
Brimfield
Hanna City
Glasford
Kingston Mines
Mapleton
Norwood
Rome

Ready to sell your Peoria County house?

You may get a cash offer. No fees. No catch.

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Free cash offers · no fees, no obligation.

Selling your Peoria County home for cash.

What Peoria County homeowners should know before deciding how to sell.

Peoria County tax bills and the November tax sale

The median Peoria County homeowner pays about $3,552 a year in real estate taxes, against a median home value of $158,500 in Census survey data. That works out to roughly 2.2 percent of value each year. The owner-occupied exemption takes up to $6,000 off your assessment, and you don't have to apply for it. Taxes come in two installments. For the 2025 tax year they were due June 9 and Sept. 9, 2026, and each late installment picks up a 1.5 percent penalty per month.

Unpaid taxes go to the annual tax sale in November. The 2026 sale is set for Nov. 9, delinquent notices were scheduled to go out by certified mail around Oct. 13, and payment has to reach the Treasurer's office by 5 p.m. on Nov. 6 to keep a parcel out. Postmarks don't count. Only the tax debt is sold, not the house. After the sale, penalties, interest and costs are added to what it takes to redeem the taxes through the County Clerk's office, so paying before the sale is far cheaper.

Foreclosure at the courthouse on Main Street

Every Illinois mortgage foreclosure goes through court. Here that's the 10th Judicial Circuit, which runs out of Peoria and also covers Marshall, Putnam, Stark and Tazewell counties. The foreclosure office is at 324 Main Street, Room 215, and the court points homeowners to the statewide foreclosure forms and a Legal Self Help Center. Peoria County opened 285 new foreclosure cases in 2023. The county's mandatory foreclosure mediation program was dissolved effective Dec. 16, 2024, so plan on working with the lender, a housing counselor or a lawyer directly.

State law sets the clock. You can reinstate by catching up on missed payments and costs within 90 days after you're served. Your right to redeem by paying the full amount runs until the later of 7 months from service or 3 months from the judgment, and it ends before the sale. After a sale, the court holds a hearing to confirm it, and the buyer can take possession 30 days after that order. Inside the City of Peoria, a property in foreclosure also has to be registered with the city, and the Peoria page has the details. The Illinois foreclosure timeline and the deadline calculator walk through each step.

From the South Side to Dunlap

Peoria County has 179,645 residents and 84,930 housing units, about 7,175 of them vacant. Owners live in about 67 percent of occupied homes, and the median home was built in 1966. The city of Peoria is the county seat.

Values change sharply within a short drive. Among towns, Census data put Dunlap highest at a median home value of $289,600 and West Peoria lowest at $93,900, with the county as a whole at $158,500. The city of Peoria runs a Housing Court for code cases on run-down houses, which matters if you're selling one with open violations.

What a $180,000 Peoria County sale leaves you

Redfin's county data put the Peoria County median sale price at $180,000 in May 2026, on 239 sales. Treat that as one strong month: January through April stayed between $145,000 and $152,000. Here's a rough look at what comes out of $180,000 on a traditional listing:

  • Agent commission at about 4.9 percent (Clever's Illinois average, updated September 2026): roughly $8,800
  • Closing costs at about 1.2 percent: roughly $2,200
  • State transfer tax at $0.50 per $500: about $180
  • Peoria County transfer tax at $0.25 per $500: about $90
  • City of Peoria transfer tax, paid by the seller, at $2.50 per $1,000: about $450 if the house is in the city

That's roughly $11,300 outside the city and about $11,700 inside it, before your mortgage payoff, repairs or holding costs. Homes that sold in May spent a median of 18 days on the market and sold for about 99 percent of list price. If the property is a fit, a cash buyer may make an offer and you pick the closing date. Listing with an agent is also a fine choice, especially for a move-in-ready house. If a deadline is pushing you, the pages on selling before a foreclosure sale and selling an inherited house lay out the options.

Peoria County pages and neighboring counties

Here's where to find the local page for Peoria and the nearby counties in the Peoria area.

Sources: Census Reporter, Peoria County profile; Census Reporter, Peoria County places median home value; Peoria County General Tax Information; Peoria County tax sale FAQ; 10th Circuit, Mortgage Foreclosure; 10th Circuit Administrative Orders, AO 2024-11; Illinois Courts 2023 statistical summary; Illinois Code of Civil Procedure, Article XV foreclosure; City of Peoria Code Sec. 27-227; Clever, Illinois transfer taxes; Redfin Data Center; Clever commission survey

Questions we get all the time.

How fast can a cash sale actually close?
Depending on title work, closing on a home in Peoria County often takes 7 to 28 days. The closing date itself is yours to pick; the timeline works around you.
Can I sell a house in any condition?
Yes, you can request a cash offer on a house in any condition with no repairs needed: fire damage, water damage, foundation problems, code violations, hoarder situations. You don't need to fix a thing.
How is the offer price figured out?
We base our cash offer on recent comparable sales in your neighborhood and work backward from the after-repair value. A common investor rule of thumb is 70 to 85% of ARV minus repair costs; our offer can land below that range, well below for a house that needs a lot of work, and you can always ask to see how the number was built.
What does it cost me?
Nothing at all. Requesting an offer is free, you pay zero fees and zero commissions. If you don't like an offer, walk away; it costs you nothing either way.
Do cash home buyers pay closing costs?
Yes. When Fair Home Cash buys your Peoria County house, we pay the closing costs and the transfer tax, costs that would run about 1 to 3% of the price in a traditional sale, and you pay no fees or commissions. Get it in writing: the closing statement shows exactly who pays what.
Who is Fair Home Cash?
Fair Home Cash buys houses for cash in Peoria County when a traditional sale doesn't make sense: foreclosure, divorce, inherited property, tired landlord, behind on taxes.
Is Fair Home Cash a legitimate company?
Yes. Fair Home Cash makes written cash offers on Illinois houses, with no fee, obligation, or pressure. You decide. Any closing runs through a licensed title company or real estate attorney.
Am I locked in if I fill out the form?
No. Requesting a cash offer is completely free and carries no obligation; you're never locked into anything. If the number doesn't work for you, that's the end of it.
I'm behind on my mortgage. Can I still sell?
Yes, you can sell your house during foreclosure in Illinois as long as the sale closes before the foreclosure sale. A cash sale that closes in time can protect your remaining equity, and the sooner you start, the more options you have.
How much do cash home buyers pay for houses?
A common investor rule of thumb is 70 to 85% of a home's after-repair value, minus repair costs, and real offers can land below that, well below for a house that needs a lot of work. The exact amount depends on condition, location, and how much work the property needs. Offers factor in recent comparable sales in your Peoria County neighborhood; ask to see the math behind any number.
Do I need to clean out the house before selling?
No, you do not need to clean, repair, or remove anything before selling. We buy houses as-is, including any furniture, junk, or personal items you want to leave behind. Take what you want; we handle the rest.
How is selling to a cash buyer different from using a realtor?
Selling to Fair Home Cash can eliminate agent commissions, repairs, showings, and months of waiting. If your property is a fit, you may receive a written cash offer you can act on quickly, and closing often takes 7 to 28 days once title is clear, instead of months with an agent, where financing can still fall through.

More answers: how fast a cash sale can go, who pays closing costs, how offers are calculated and selling in foreclosure.