Serving all of Davenport-Moline-Rock Island, IA-IL

We Buy Houses in Henry County. Cash. As-Is.

Behind on Henry County property taxes? Inherited a place you don't want? House needs more work than it's worth? Get a fair cash offer and close whenever you're ready.

To sell fast in Henry County, skip the listing and request a cash offer from Fair Home Cash. We buy houses in Henry County as-is, in any condition; offers typically run roughly 70–85% of after-repair value with no fees and no commissions to you, and many buyers close in 7 to 28 days on a timeline you control.

  • Closing can take 7 to 28 days
  • You pick the closing date
  • Any condition, any situation
  • Zero fees, zero commissions
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2
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Free Cash Offer

Where's your house?

Step 1 of 3 · Takes 60 seconds

Got it — let's keep going.
Question 1 of 10
What shape is the property in?
How many bedrooms?
How many bathrooms?
What type of property?
How soon do you need to sell?
Are you the property owner?
Who lives there now?
What's the main reason for selling?
How much is left on the mortgage?
What would you ideally want for it? (optional)
Almost done. Tell us where we can reach you.
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Call or text (773) 717-5643
🔒 Secure submission · No obligation · No fees ever

You're all set.

You're all set. Expect a call or text about next steps shortly; if the property is a fit, you may receive a cash offer, often within 24 hours.

What happens next

  • Your property gets reviewed today
  • You may get a call or text with a no-obligation cash offer, typically within 24 hours
  • You decide, no pressure, no rush
A house in Henry County
Fair Home Cash Cash offers across Henry County

Real cash offers, in writing.

We buy houses in Henry County, every neighborhood, every condition. No agents, no fees, no repairs. Reach out and get a real cash offer.

$0
Fees & commission
7 days
Close on your date
As-is
Any condition
Get Your Cash Offer →
How it works

Three steps. That's it.

No agents. No showings. No waiting months for a buyer who might back out.

1

Tell us about your house.

Fill out the quick form above. Takes about 60 seconds, it's free, and there's no obligation. Tell us the condition, the timeline, and what you owe. That is all we need to get started.

2

Get a real cash offer.

If an offer is made, you get real numbers based on recent sales in your neighborhood. No lowball games — ask to see how the offer got its number.

3

Pick your closing date.

Accept the offer, pick when you want to close. 7 days, 30 days, whatever works for you. The buyer handles the paperwork. You walk away with cash.

Side by side

A cash buyer vs. listing with an agent.

You decide what makes more sense for your situation.

Local cash buyer
Traditional Agent
Time to close
Often 7 to 28 days with an independent buyer
90 to 180+ days
Agent commission
$0
5-6% ($15K+ on $300K)
Repairs needed
None. Sell as-is.
Buyers expect them
Showings
Zero
Weeks of strangers
Closing costs
Typically covered by the buyer
Seller pays 2-3%
Deal falls through?
Cash, no financing fall-through
Buyer's loan can collapse
Certainty
Much higher, no financing contingency
~70% of listings close
Illinois facts

Illinois foreclosure & property-tax facts

The legal and tax numbers that shape how fast your Henry County home can sell, straight from Illinois statute.

Foreclosure process
Judicial
Typical timeline
12 to 18 months
Redemption period
7 months
Effective property tax
2.07%#2 of 51 nationally
Transfer tax
The state charges a transfer tax of $0.50 per $500; Cook County adds $0.25 per $500, and Chicago adds a $5.25 per $500 real property transfer tax on top.

Key legal fact: Illinois has the second-highest property tax rate in the country, with Cook County properties facing triple layers of transfer tax from state, county, and city.

Illinois numbers

Is selling to a cash buyer worth it in Illinois?

Often yes, if speed matters more than top dollar. On Illinois's $335,000 median sale (May 2026), the traditional route quietly removes about 7 to 8 percent: roughly 4.9% commission, title and attorney fees, transfer taxes, and about 2 months of holding costs, and 46% of sellers also gave repair concessions. A cash sale skips all of it and closes in 7 to 14 days.

In plain English

On a typical $335,000 Illinois home, the agent route quietly takes, on average, $23,000 to $28,000 out of your pocket and takes 2+ months. A cash sale skips all of it and closes in 1 to 2 weeks.

$23K–$28K you skip with a cash sale Estimated, based on IL median; your costs vary — see methodology below
What it costs you Traditional agent sale Cash saleyou keep it all
Agent commission4.9% of sale price · Clever / ListWithClever, IL 2026 $16,415 $0
Title, attorney & closing feesSeller-paid in Illinois, 1.2% of the median sale · ListWithClever / AnytimeEstimate, IL 2026 $4,020 $0
Transfer taxesState $0.50 per $500 (0.1%) · 35 ILCS 200/31-10 & 31-15. On top of that, Cook County adds $0.25 per $500 (about $168 more) and Chicago's seller-paid share adds $1.50 per $500 (about $1,005 more). $335 $0
Holding costs (2 months, estimated)Property tax 2.07%/yr ($1,156) · Tax Foundation 2026, plus our own estimates for insurance ($500) and utilities ($600). The 2 months hold is our derivation, not a published figure; see the methodology note below. Mortgage interest is extra if you carry a loan. $2,256 $0
Repair credits to the buyer (when given)1.5%, given in 46% of May 2026 sales · Redfin News, June 2026 $5,025 $0
What you'd actually net $306,949 to $311,974Traditional removes $23,026 to $28,051 (7 to 8%), over about 2 months, and only if a financed buyer closes. $0 in feesNo commission, repairs, or holdingCloses in 7 to 14 days. The cash offer sits below the $335,000 retail headline, but the gap to beat is that provable 7 to 8%.

Methodology & sources: Worked on Illinois's $335,000 median sale price, as of May 2026. Sources: 35 ILCS 200/31-10 (state transfer tax), Illinois REALTORS Monthly Local Market Update, May 2026 (27-day median days on market), concessions data (Redfin News, June 2026), and the Tax Foundation 2026 effective property-tax rate. The 2 months holding period is our own derivation, not a published figure: 27 median days on market (Illinois REALTORS, May 2026) + our own 35-day contract-to-close assumption = about 62 days (~2 months). Illinois REALTORS supports the median sale price and the days-on-market figure only. Figures are estimates; your actual costs vary by property, county, and buyer.

See YOUR net number, not the median. Every house is different. Get a real figure for yours.

Get my cash offer →

Behind on payments in Illinois? Find your exact foreclosure deadline.

Know how much time you actually have before you decide how to sell.

Free Illinois Foreclosure Deadline Calculator →
Illinois selling guides

Selling a house in a specific situation?

Deep guides for the most common reasons Illinois homeowners sell fast for cash.

Selling an inherited house in Illinois Stop foreclosure by selling in Illinois Selling a fire-damaged house in Illinois Selling a house during divorce in Illinois Top cash home buyers in Illinois, compared
Situations we help with

Sound like your situation?

Homeowners in every one of these spots request offers through us. No judgment, just a number you can decide on.

Relocation

Need to move fast for a job, family, or emergency. Can't wait months for a traditional sale.

No Equity

Owe more than it's worth? You can still request an offer.

Duplexes

Can't find tenants, tired of managing it, or just want out. Qualifying 2-flats and multi-units? Bring them.

Bad Title

Inherited a messy title or got stuck with one. We take on title issues many others won't touch.

Bad Location

Tough area and nobody's biting on the listing? You can still request an offer.

Bankruptcy

Going through bankruptcy and need to sell to pay down debt. Cash buyers can close fast so you can move on.

Bad Tenants

Tenants trashing the place or not paying rent. Sell it as-is and walk away from the headache.

Job Loss / New Job

Lost your job or got one in another state. Need to sell now, not in 6 months.

Independent buyers also purchase houses in nearby Illinois markets like Stark County, Rock Island County and Mercer County. See every city we serve in Illinois or browse all locations.

Where offers are available

Local buyers purchase houses across all of Davenport-Moline-Rock Island, IA-IL.

City blocks, older neighborhoods, and outlying towns across Davenport-Moline-Rock Island, IA-IL. If the house is in the Henry County area, you can request an offer here.

Kewanee
Geneseo
Colona
Galva
Cambridge
Orion
Atkinson
Annawan
Woodhull
Alpha
Andover
Bishop Hill
Hooppole
Cleveland

Ready to sell your Henry County house?

You may get a cash offer, often within 24 hours. No fees. No catch.

Get My Cash Offer →
Free cash offers · no fees, no obligation.
Local insight

Selling your Henry County home for cash.

What Henry County homeowners should know before deciding how to sell.

Henry County tax bills, trustee tax sales and the quadrant reassessments

Census survey data put the median Henry County home value at $151,600. Your tax bill depends on which of the county's 124 taxing districts, 23 drainage districts and 27 TIF districts cover your parcel, so two houses of the same value can pay quite different amounts. If you live in the home, the general homestead exemption takes $6,000 off your equalized value, the senior exemption takes another $5,000 at 65 or older, and the Senior Freeze has a $75,000 household income cap.

Henry County changed how it handles unpaid taxes. Starting with 2025 taxes payable in 2026, the county buys all delinquent real estate taxes itself as trustee, and none are offered to private tax buyers. The November 6, 2026 tax sale is for mobile homes only. Under state law as amended in July 2026, a home with one to six units can generally be redeemed for up to three years from the sale. The County Clerk's page still quotes two and a half years, which applied to older certificates, so check the date on yours.

Each quarter of the county is reassessed every four years. Colona is up in 2026, Kewanee township in 2027, and Cambridge and Galva in 2028. New values are published between October 15 and November 15, and you then have 30 days to appeal.

Foreclosure cases at the Cambridge courthouse

Every Illinois mortgage foreclosure goes through court, and Henry County cases are filed with the Circuit Clerk at the courthouse in Cambridge, the county seat. No county foreclosure mediation program was confirmed, so ask the clerk's office what help is available before your deadlines pass.

A Henry County homeowner can face two separate clocks, and they are easy to mix up. Unpaid property taxes now sit with the county as trustee, under the redemption rules described above. A mortgage case in Cambridge runs on shorter deadlines set by the Illinois Mortgage Foreclosure Law: reinstatement within 90 days of service, and redemption of the full balance until 7 months after service or 3 months after judgment, whichever falls later, though never past the judicial sale. Even after that sale, the Cambridge court must confirm it before the buyer can take possession. The Illinois foreclosure timeline maps each stage, and the deadline calculator shows where your own service and judgment dates land.

Kewanee, Geneseo and the unincorporated countryside

Kewanee is the largest city, followed by Geneseo, Colona, Galva and Cambridge, and a good share of the county lives out in the unincorporated countryside. Owners live in about 80 percent of occupied homes, per Census estimates.

The gap between towns is wide. Redfin's May 2026 numbers show it: Kewanee's median sale was $65,000 on 15 sales, Geneseo's $159,700 on 8, and Colona's $234,000 on just 3. Over the 12 months through May 2026, Redfin counted 478 sales countywide, and about 26 percent were in Kewanee, 16 percent in Geneseo and 13 percent in Colona. Samples this small swing a lot from month to month.

What a $135,000 Henry County sale leaves after costs

Redfin put the county's median sale price at $135,000 in May 2026, on 43 sales. April was $185,000, so treat any one month loosely. Here's a rough look at a traditional listing at $135,000:

  • Agent commission at about 4.9 percent (Clever's Illinois average, updated September 2026): roughly $6,600
  • Closing costs at about 1.2 percent: roughly $1,600
  • State transfer tax at $0.50 per $500: about $135

That's roughly $8,400 before your mortgage payoff, repairs or moving costs. Ask your closing attorney whether any county transfer tax or recording fees apply on top, and who pays them under your contract. If the house is older, ask about lead-paint disclosure too. If you inherited the house, the inherited house guide covers the Illinois steps.

If the property is a fit, a cash buyer may make an offer and you pick the closing date. Listing with an agent is also a fine choice. If a foreclosure deadline is pressing, the page on selling to stop a foreclosure lays out the options.

Henry County and nearby Quad Cities pages

Henry County doesn't have its own town pages yet, so here are the neighboring county pages, the Quad Cities town pages and the statewide directory.

  • Rock Island County: borders Colona township, and holds most of Coal Valley
  • Mercer County: median home value about $146,700, with a November 6, 2026 tax sale
  • Rock Island: vacant homes must be registered within 10 days, with a $300 fee
  • Moline: median owner-occupied value about $146,300, per Census estimates
  • All Illinois pages: the statewide directory of county and city pages

Sources: Census Reporter, Henry County profile; Henry County Clerk, Property Tax; Henry County Assessments, Exemptions; Henry County Treasurer, Annual Tax Sale; 35 ILCS 200/21-350; Henry County FAQ, reassessment quadrants; Henry County Assessment, Important Dates; 735 ILCS 5/15-1602; 735 ILCS 5/15-1603; Redfin Data Center; Clever commission survey; 35 ILCS 200/31-10

FAQ

Questions we get all the time.

How fast can a cash sale actually close?
Most cash sales on Henry County homes land in the 14-to-21-day range. Depending on title work, buyers may close in 7 to 28 days. The closing date itself is yours to pick; buyers work around your preferred timeline.
Can I sell a house in any condition?
Yes, you can request cash offers on houses in any condition with no repairs needed — fire damage, water damage, foundation problems, code violations, hoarder situations. You don't need to fix a thing.
How is the offer price figured out?
Buyers base their cash offers on recent comparable sales in your neighborhood and work backward from the after-repair value. Offers typically land between 70 and 85% of ARV minus repair costs, depending on condition, and you can always ask to see how the number was built.
What does it cost me?
Nothing at all. Requesting offers is free, you pay zero fees and zero commissions. If you don't like an offer, walk away — it costs you nothing either way.
Do cash home buyers pay closing costs?
In a standard cash sale, yes: the buyer covers the seller's usual closing costs, the ones that run about 1 to 3% of the price in a traditional sale. Zero fees and zero commissions stack on top of that, so the offer you accept is the number you plan around. The closing statement shows exactly who pays what — get it in writing.
Who is Fair Home Cash?
Fair Home Cash provides a free way to request cash offers in Henry County when a traditional sale doesn't make sense — foreclosure, divorce, inherited property, tired landlord, behind on taxes.
Is Fair Home Cash a legitimate company?
Yes. Fair Home Cash provides a free way to request written cash offers, with no fee, obligation, or pressure — you decide. Any closing runs through a licensed title company or real estate attorney in your state.
Am I locked in if I fill out the form?
No. Requesting a cash offer is completely free and carries no obligation — you're never locked into anything. If the number doesn't work for you, that's the end of it.
I'm behind on my mortgage. Can I still sell?
Yes — you can sell your house during foreclosure in Illinois as long as the sale closes before the process completes. A cash sale that closes in time can protect your remaining equity, and the sooner you start, the more options you have.
How much do cash home buyers pay for houses?
Cash home buyers typically pay 70 to 85% of a home's after-repair value, minus repair costs. The exact amount depends on condition, location, and how much work the property needs. Offers factor in recent comparable sales in your Henry County neighborhood — ask to see the math behind any number.
Do I need to clean out the house before selling?
No, you do not need to clean, repair, or remove anything before selling. Buyers purchase houses as-is, including any furniture, junk, or personal items you want to leave behind. Take what you want; the buyer handles the rest.
How is selling to a cash buyer different from using a realtor?
Selling to a cash buyer can eliminate agent commissions, repairs, showings, and months of waiting. If your property is a fit, you may receive cash offers you can act on quickly, and a buyer may be able to close in days versus 90 to 180+ days with an agent, where financing can still fall through.

More answers: how fast a cash sale can go, who pays closing costs, how offers are calculated and selling in foreclosure.