Sangamon County tax bills and the November 6 tax sale
In Sangamon County, most property is assessed at one-third of its fair market value. A state multiplier gets applied next, and exemptions come off after that. For 2024, the multiplier was 1.0948 in Capital Township, which covers most of Springfield, and the total rate for Springfield's base tax code (city of Springfield, District 186 schools) was 8.3995 per $100 of taxable value. District 186 schools made up 5.3582 of that. Put together, that's roughly 3 percent of a Springfield home's market value each year before exemptions, and the general homestead exemption takes up to $6,000 off an owner-occupant's taxable value.
Unpaid taxes go to the Treasurer's annual tax sale, tentatively set for Friday, Nov. 6, 2026, in Room 223 of the County Complex. Bidding on the tax lien starts at a 9 percent penalty rate, and the lowest bid wins. Once your taxes are sold, you get a redemption estimate from the County Clerk at (217) 753-6701 and pay there in cash, certified funds, a cashier's check or a money order. How long you have to redeem depends on when the taxes were sold, so confirm your deadline with the Clerk before you plan a sale around it. The county reassesses all non-farm property every four years. Assessment complaints go to the Board of Review, usually between July 1 and Sept. 10.
Foreclosure cases at the Sangamon County courthouse
Every Illinois mortgage foreclosure goes through court. Sangamon County belongs to the Seventh Judicial Circuit along with Greene, Jersey, Macoupin, Morgan and Scott counties, and foreclosures on Sangamon property are filed in the Circuit Court of Sangamon County under their own case type, FC. The Circuit Clerk keeps the case records at the County Complex in Springfield.
The state clock is the same here as anywhere in Illinois. You can reinstate the loan by paying the missed amounts and costs within 90 days after you're served. Your right to redeem, by paying the full amount, runs until the later of 7 months from service or 3 months from the judgment, and it ends before the sale. After the sale, the court holds a hearing to confirm it, and the buyer can take possession 30 days after that order. The county doesn't list a foreclosure mediation program or a mortgage assistance program. Its Foreclosure Resources page points owners to HUD-approved housing counselors at 800-569-4287 and the Hope Now hotline at 888-995-4673. The Illinois foreclosure timeline and the deadline calculator walk through each step.
Springfield, its enclaves and the suburbs to the south and east
Springfield, the state capital, is the county seat and largest city. It completely surrounds four small towns with their own governments: Jerome, Leland Grove, Southern View and Grandview. A house in one of those towns can sit a block from Springfield and still carry a different tax code, so check the code on your bill rather than your mailing address.
Home values swing a lot across short distances. Census data put the countywide median home value at $176,300 and Springfield's at $162,100. The suburbs south and east run higher, near $240,000 to $298,000 in Chatham, Rochester and Sherman, while the enclave of Grandview sits at $71,500. Other communities include Riverton, Auburn, Pleasant Plains, New Berlin, Williamsville, Pawnee and Divernon.
Nearly every sale here is a single-family house: 230 of 245 in May 2026, at a $212,500 median, per Redfin. Homes that sold took a median of just 7 days and averaged about 101 percent of list.
What a $210,000 Sangamon County sale leaves you
Redfin put the Sangamon County median sale price at $210,000 in May 2026, up 1.4 percent from a year earlier. Here's a rough look at what comes out of $210,000 on a traditional listing:
- Agent commission at about 4.9 percent (Clever's Illinois average, updated September 2026): roughly $10,300
- Closing costs at about 1.2 percent: roughly $2,500
- State transfer tax at $0.50 per $500: about $210
- Sangamon County transfer tax at $0.25 per $500: about $105
That's roughly $13,100 before your mortgage payoff, repairs or holding costs. Illinois property taxes are paid a year after they build up, so at closing you'll usually credit the buyer for the part of the year you owned the home. In Springfield, your water and electric come from CWLP, a department of the City of Springfield, so that's the account to close out when you move. If the property is a fit, a cash buyer may make an offer and you pick the closing date. Listing with an agent is also a fine choice, especially for a move-in-ready house. The pages on selling before a foreclosure sale and selling an inherited house cover those situations.
Sangamon County pages and Springfield-area neighbors
Here's where to find the city page for Sangamon County, then nearby county pages.
- Springfield: the state capital, median owner home value about $162,100
- Menard County: borders Sangamon to the northwest, part of the Springfield metro area
- Macoupin County: shares the Seventh Judicial Circuit with Sangamon County
- All Illinois pages: the statewide directory of county and city pages
Sources: Sangamon County Treasurer, how to estimate your property taxes; Sangamon County township multiplier history; Sangamon County Clerk, tax code rates and 2024 tax rate charts; Sangamon County annual tax sale; Sangamon County Clerk, delinquent taxes FAQ; Sangamon County Clerk, tax assessments FAQ; 735 ILCS 5, Article XV, Mortgage Foreclosure; Sangamon County Foreclosure Resources; Census Reporter, Sangamon County and places home values (B25077); Redfin Data Center; Clever commission survey; Sangamon County Recorder fee schedule
