Serving all of Chicago Metro

We Buy Houses in Addison. Cash. As-Is.

Facing foreclosure? Need to sell your DuPage County home fast? Can't afford the repairs? Get a fair cash offer and close whenever you're ready.

Selling your Addison house fast comes down to one step: request a no-obligation cash offer from Fair Home Cash. We buy houses in Illinois as-is, at $0 in fees or commissions to you; offers typically run around 70–85% of after-repair value, with independent buyers often closing in 7 to 28 days; you pick the date.

  • Closing can take 7 to 28 days
  • You pick the closing date
  • Any condition, any situation
  • Zero fees, zero commissions
1
2
3
Free Cash Offer

Where's your house?

Step 1 of 3 · Takes 60 seconds

Got it — let's keep going.
Question 1 of 10
What shape is the property in?
How many bedrooms?
How many bathrooms?
What type of property?
How soon do you need to sell?
Are you the property owner?
Who lives there now?
What's the main reason for selling?
How much is left on the mortgage?
What would you ideally want for it? (optional)
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Call or text (773) 717-5643
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You're all set.

You're all set. Expect a call or text about next steps shortly; if the property is a fit, you may receive a cash offer, often within 24 hours.

What happens next

  • Your property gets reviewed today
  • You may get a call or text with a no-obligation cash offer, typically within 24 hours
  • You decide, no pressure, no rush
A house in Addison
Fair Home Cash Cash offers across Addison

Real cash offers, in writing.

We buy houses in Addison, every neighborhood, every condition. No agents, no fees, no repairs. Reach out and get a real cash offer.

$0
Fees & commission
7 days
Close on your date
As-is
Any condition
Get Your Cash Offer →

Three steps. That's it.

No agents. No showings. No waiting months for a buyer who might back out.

1

Tell us about your house.

Fill out the quick form above. Takes about 60 seconds, it's free, and there's no obligation. Tell us the condition, the timeline, and what you owe. That is all we need to get started.

2

Get a real cash offer.

If an offer is made, you get real numbers based on recent sales in your neighborhood. No lowball games — ask to see how the offer got its number.

3

Pick your closing date.

Accept the offer, pick when you want to close. 7 days, 30 days, whatever works for you. The buyer handles the paperwork. You walk away with cash.

A cash buyer vs. listing with an agent.

You decide what makes more sense for your situation.

Local cash buyer
Traditional Agent
Time to close
Often 7 to 28 days with an independent buyer
90 to 180+ days
Agent commission
$0
5-6% ($15K+ on $300K)
Repairs needed
None. Sell as-is.
Buyers expect them
Showings
Zero
Weeks of strangers
Closing costs
Typically covered by the buyer
Seller pays 2-3%
Deal falls through?
Cash, no financing fall-through
Buyer's loan can collapse
Certainty
Much higher, no financing contingency
~70% of listings close

Illinois foreclosure & property-tax facts

The legal and tax numbers that shape how fast your Addison home can sell, straight from Illinois statute.

Foreclosure process
Judicial
Typical timeline
12 to 18 months
Redemption period
7 months
Effective property tax
2.07%#2 of 51 nationally
Transfer tax
The state charges a transfer tax of $0.50 per $500; Cook County adds $0.25 per $500, and Chicago adds a $5.25 per $500 real property transfer tax on top.

Key legal fact: Illinois has the second-highest property tax rate in the country, with Cook County properties facing triple layers of transfer tax from state, county, and city.

Is selling to a cash buyer worth it in Illinois?

Often yes, if speed matters more than top dollar. On Illinois's $335,000 median sale (May 2026), the traditional route quietly removes about 7 to 8 percent: roughly 4.9% commission, title and attorney fees, transfer taxes, and about 2 months of holding costs, and 46% of sellers also gave repair concessions. A cash sale skips all of it and closes in 7 to 14 days.

In plain English

On a typical $335,000 Illinois home, the agent route quietly takes, on average, $23,000 to $28,000 out of your pocket and takes 2+ months. A cash sale skips all of it and closes in 1 to 2 weeks.

$23K–$28K you skip with a cash sale Estimated, based on IL median; your costs vary — see methodology below
What it costs you Traditional agent sale Cash saleyou keep it all
Agent commission4.9% of sale price · Clever / ListWithClever, IL 2026 $16,415 $0
Title, attorney & closing feesSeller-paid in Illinois, 1.2% of the median sale · ListWithClever / AnytimeEstimate, IL 2026 $4,020 $0
Transfer taxesState $0.50 per $500 (0.1%) · 35 ILCS 200/31-10 & 31-15. On top of that, Cook County adds $0.25 per $500 (about $168 more) and Chicago's seller-paid share adds $1.50 per $500 (about $1,005 more). $335 $0
Holding costs (2 months, estimated)Property tax 2.07%/yr ($1,156) · Tax Foundation 2026, plus our own estimates for insurance ($500) and utilities ($600). The 2 months hold is our derivation, not a published figure; see the methodology note below. Mortgage interest is extra if you carry a loan. $2,256 $0
Repair credits to the buyer (when given)1.5%, given in 46% of May 2026 sales · Redfin News, June 2026 $5,025 $0
What you'd actually net $306,949 to $311,974Traditional removes $23,026 to $28,051 (7 to 8%), over about 2 months, and only if a financed buyer closes. $0 in feesNo commission, repairs, or holdingCloses in 7 to 14 days. The cash offer sits below the $335,000 retail headline, but the gap to beat is that provable 7 to 8%.

Methodology & sources: Worked on Illinois's $335,000 median sale price, as of May 2026. Sources: 35 ILCS 200/31-10 (state transfer tax), Illinois REALTORS Monthly Local Market Update, May 2026 (27-day median days on market), concessions data (Redfin News, June 2026), and the Tax Foundation 2026 effective property-tax rate. The 2 months holding period is our own derivation, not a published figure: 27 median days on market (Illinois REALTORS, May 2026) + our own 35-day contract-to-close assumption = about 62 days (~2 months). Illinois REALTORS supports the median sale price and the days-on-market figure only. Figures are estimates; your actual costs vary by property, county, and buyer.

See YOUR net number, not the median. Every house is different. Get a real figure for yours.

Get my cash offer →

Behind on payments in Illinois? Find your exact foreclosure deadline.

Know how much time you actually have before you decide how to sell.

Free Illinois Foreclosure Deadline Calculator →

Local buyers purchase houses across all of Chicago Metro.

City blocks, older neighborhoods, and outlying towns across Chicago Metro. If the house is in the Addison area, you can request an offer here.

Friendship Plaza
Kings Point West
Golden Gate Estates
Pleasant View Acres
Mill Meadows
Highview
Green Meadow
Pioneer Park
Pioneer Square
Normandy Manor
Addison Lake Manor
Green Ridge
Tamara Heights
West Addison Highlands
Cimarron West
Old Mill Estates
Lutherbrook
Medinah Highlands
The Enclave at Mill Creek
Rolling Acres Estates

Ready to sell your Addison house?

You may get a cash offer, often within 24 hours. No fees. No catch.

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Free cash offers · no fees, no obligation.

Selling your Addison home for cash.

What Addison homeowners should know before deciding how to sell.

Addison's transfer stamp comes last, after the sewer check

Every deed in Addison needs a village transfer stamp, and the village won't issue one until a list of steps is done. The stamp costs $2.50 per $1,000 of the price, and the village says buying it is the buyer's job. The checklist in front of it, though, lands mostly on you.

First comes a certificate of sewer compliance from Community Development, dated no more than six months before closing. The village wants the inspection booked at least two weeks ahead. You also need a permit release showing no open building permits or unpaid inspection fees. It's only good for two months, and an old permit nobody closed out can stall the sale. Your attorney also has to give the village copies of the PTAX-203 transfer declaration and the drafted deed.

A water bill due the day before, and a shortcut for condos

As soon as you have a closing date, call Water Billing to schedule a final meter reading. It's taken the day before closing, the final bill is ready by noon on the business day before, and you pay it before the stamp is issued. And the village can't issue that final bill until your buyer pre-registers for a water and sewer account.

Condos skip most of this. The village says a condo sale needs no water or sewer account work and no sewer or sump pump inspection, only the permit release. Transfers that owe no tax, like quit claim deeds, deeds into a trust, foreclosures and sheriff sales, still need a zero-dollar exempt stamp with a $50 processing fee, plus the same sewer inspection, permit release and final water bill.

Ranches and split-levels from Addison's big build-out

Census estimates for 2020 to 2024 put the median year built for Addison's housing at 1972. About 49 percent of the village's 13,266 housing units went up in the 1960s and 1970s, and another 19.5 percent before 1960. The village's comprehensive plan describes the single-family stock as ranch, split-level ranch, colonial revival and four-square homes. About 67 percent of occupied homes are owner-occupied.

Age matters at closing. With a 1972 median, plenty of Addison homes are old enough that sellers owe buyers the state lead brochure, the federal lead pamphlet and disclosure, and a window for a lead inspection. The Illinois disclosure form also asks whether you know of lead water pipes, and the village's 2025 water quality report says its meter change-out program turned up 15 lead service lines in town.

Route 53 splits the tax bill, and Wheaton hears the foreclosures

Addison sits in two townships. East of Rohlwing Road (Route 53) is Addison Township, and west of it is Bloomingdale Township. The DuPage County Clerk's main tax code for the Addison Township side carries a 2025 rate of 6.7130 percent, down from 7.0481 the year before. The Bloomingdale side's main code is 6.6803 percent, with Grade School District 4 and High School District 88 together making up more than half of it. The 2025 bills were due June 1 and September 1, 2026, and late payments pick up 1.5 percent interest a month. Anything still unpaid heads to the county tax sale starting November 19, 2026, unless certified funds reach the Treasurer before 4:30 p.m. on November 18.

Foreclosures here go to the 18th Judicial Circuit's Chancery Division in Wheaton, Courtroom 2004. The DuPage courts say the whole process typically takes about nine months. Illinois lets you redeem until the later of 7 months from service or 3 months after the judgment, and the courts point homeowners to H.O.M.E. DuPage for free counseling at 630-260-2500. The DuPage County page covers the countywide picture.

The honest math on $420,000

Redfin's tracker put Addison's median sale price at $420,000 in May 2026, on just 19 sales, with a median 45 days on market. Small samples swing, and March and April both came in near $360,000. Using $420,000:

  • Commission at about 4.9 percent, Clever's Illinois average (updated September 2026): roughly $20,600
  • Closing costs near 1.2 percent: about $5,000
  • State and DuPage County stamps, customarily the seller's: about $630
  • Taxes while it sits: about $740 a month (a rough estimate at the 6.713 percent rate, after the homestead exemption)

The $1,050 village stamp is the buyer's. Add two months of taxes and you're near $27,700 before a buyer asks for a single repair.

A cash sale still runs through the village checklist. What it can skip is the commission and the repair requests. If the property is a fit, a cash buyer may make an offer, and the closing date can be worked out around your plans. Plenty of Addison owners list instead, and that's a fine choice. Run both numbers first.

Sources: Village of Addison, Real Estate Transfers; Village of Addison, 2025 Water Quality Report; Census Reporter, Addison ACS 2020-2024; Redfin Data Center; DuPage County Clerk, 2025 Tax Rate Booklet; DuPage County Treasurer, tax information; DuPage County Treasurer, tax sale information; DuPage Courts, Chancery Division; DuPage Courts, foreclosure assistance; Illinois REALTORS, transfer tax chart; 735 ILCS 5/15-1603; Clever commission survey

Questions we get all the time.

How fast can a cash sale actually close?
Many buyers can close on Addison homes in seven to twenty-eight days, while the 14-to-21-day range is the most common once title work and your preferred timeline are factored in. You pick the closing date that works for you.
Can I sell a house in any condition?
Yes. Fire damage, water damage, foundation problems, code violations, hoarder situations — you can request cash offers with no repairs needed. You don't fix a thing.
How is the offer price figured out?
Buyers base their cash offers on recent comparable sales in your neighborhood and work backward from the after-repair value. Offers typically land between 70 and 85% of ARV minus repair costs, depending on condition, and you can always ask to see how the number was built.
What does it cost me?
Nothing — requesting offers is free, with zero fees and zero commissions to you. If you don't like an offer, walk away. No cost to you either way.
Do cash home buyers pay closing costs?
Yes, typically. In a standard cash sale the buyer covers the seller's usual closing costs — costs that would run about 1 to 3% of the price in a traditional sale — and there are zero fees and zero commissions on top. Ask for it in writing; the closing statement shows exactly who pays what.
Who is Fair Home Cash?
Fair Home Cash provides a free way to request cash offers in Addison when a traditional sale doesn't make sense — foreclosure, divorce, inherited property, tired landlord, behind on taxes.
Is Fair Home Cash a legitimate company?
Yes. Fair Home Cash provides a free way to request written cash offers, with no fee, obligation, or pressure — you decide. Any closing runs through a licensed title company or real estate attorney in your state.
Am I locked in if I fill out the form?
Not at all. The form locks you into nothing: requesting a cash offer is completely free, with no obligation. If the number doesn't work for you, that's the end of it.
I'm behind on my mortgage. Can I still sell?
Yes — you can sell your house during foreclosure in Illinois as long as the sale closes before the process completes. A cash sale that closes in time can protect your remaining equity, and the sooner you start, the more options you have.
How much do cash home buyers pay for houses?
Cash home buyers typically pay 70 to 85% of a home's after-repair value, minus repair costs. The exact amount depends on condition, location, and how much work the property needs. Offers factor in recent comparable sales in your Addison neighborhood — ask to see the math behind any number.
Do I need to clean out the house before selling?
No, you do not need to clean, repair, or remove anything before selling. Buyers purchase houses as-is, including any furniture, junk, or personal items you want to leave behind. Take what you want; the buyer handles the rest.
How is selling to a cash buyer different from using a realtor?
Selling to a cash buyer can eliminate agent commissions, repairs, showings, and months of waiting. If your property is a fit, you may receive cash offers you can act on quickly, and a buyer may be able to close in days versus 90 to 180+ days with an agent, where financing can still fall through.

More answers: how fast a cash sale can go, who pays closing costs, how offers are calculated and selling in foreclosure.