Serving all of Chicago's South Side

Fair Home Cash Sell My House Fast in Auburn Gresham, Chicago. Cash. As-Is.

Cook County property taxes piling up, or a vacant house that costs money every month.

Fair Home Cash is a Chicago company that buys houses for cash, as-is, nationwide, focused on Chicago and Illinois. Selling in Auburn Gresham, Chicago? Skip the agent, the repairs and the showings. Fair Home Cash puts a written cash offer in your hands. No fees. No pressure. You pick the closing day.

  • A real cash offer, in writing
  • You pick the closing date
  • Any condition, as-is
  • Zero fees, zero commissions
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Free Cash Offer

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What shape is the property in?
How many bedrooms?
How many bathrooms?
What type of property?
How soon do you need to sell?
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What's the main reason for selling?
How much is left on the mortgage?
What would you ideally want for it? (optional)
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You're all set. Expect a call or text about next steps shortly; if the property is a fit, you may receive a cash offer.

What happens next

  • We review what you sent
  • You get a call or text ASAP; if the property is a fit, a no-obligation cash offer can follow
  • You decide, no pressure, no rush
A house in Auburn Gresham, Chicago
Fair Home Cash Cash offers across Auburn Gresham, Chicago

A real cash offer, in writing.

We buy houses in Auburn Gresham, every block, every condition. No agents, no fees, no repairs. If the property is a fit, you can get a real cash offer.

$0
Fees & commission
Your date
You pick closing day
As-is
Any condition
Get Your Cash Offer →

Three steps. That's it.

No agents. No showings. No waiting months for a buyer who might back out.

1

Tell us about your house.

Fill out the quick form above. Takes about 60 seconds, it's free, and there's no obligation. Tell us the condition, the timeline, and what you owe. That is all we need to get started.

2

Hear back with real numbers.

If an offer is made, you get real numbers based on recent sales in your neighborhood. Ask to see how the offer got its number.

3

Pick your closing date.

Accept the offer and pick your closing date. Fair Home Cash handles the paperwork with a licensed title company. You walk away with cash.

A cash buyer vs. listing with an agent.

You decide what makes more sense for your situation.

Local cash buyer
Traditional Agent
Time to close
Often 7 to 28 days with a cash buyer
Often months
Agent commission
$0
~4.9% of the price
Repairs needed
None. Sell as-is.
Buyers expect them
Showings
Zero
Weeks of strangers
Closing costs
$0, we pay them
Seller usually pays
Deal falls through?
Cash, no financing fall-through
Buyer's loan can collapse
Certainty
Much higher, no financing contingency
Can fall through on financing

Illinois foreclosure & property-tax facts

The legal and tax numbers that shape how fast your Auburn Gresham, Chicago home can sell, straight from Illinois statute.

Foreclosure process
Judicial
Typical timeline
12 to 18 months from filing
Redemption period
7 months from service, or 3 months after judgment if later
Effective property tax
1.88%#2 of 51 nationally
Transfer tax
The state charges a transfer tax of $0.50 per $500, and Cook and many other counties add $0.25 per $500, both usually paid by the seller. Chicago adds $5.25 per $500 on top: $3.75 usually paid by the buyer and $1.50 by the seller.

Key legal fact: Illinois has the second-highest property tax rate in the country, and every Cook County sale pays state and county transfer tax, with Chicago and many towns adding their own.

Is selling to a cash buyer worth it in Illinois?

Often yes, if speed matters more than top dollar. On Illinois's $335,000 median sale (May 2026), the traditional route removes about 7 to 8 percent: roughly 4.9% commission, title and attorney fees, transfer taxes, and about 2 months of holding costs, and nationally 46% of sellers also gave repair concessions. A cash sale to Fair Home Cash has no commission, we pay the closing costs and transfer tax, and closing often happens 7 to 28 days once title is clear.

In plain English

On a typical $335,000 Illinois home, the agent route quietly takes, on average, $23,000 to $28,000 out of your pocket and takes 2+ months. With a cash sale there is no commission, we pay the closing costs, and closing can often happen in 7 to 28 days.

$23K–$28K you skip with a cash sale Estimated, based on IL median; your costs vary; see methodology below
What it costs you Traditional agent sale Cash salewe pay these
Agent commission4.9% of sale price · Clever / ListWithClever, IL 2026 $16,415 $0
Title, attorney & closing feesSeller-paid in Illinois, 1.2% of the median sale · ListWithClever / AnytimeEstimate, IL 2026 $4,020 $0
Transfer taxesState $0.50 per $500 (0.1%) · 35 ILCS 200/31-10 & 31-15. On top of that, Cook and many other counties add $0.25 per $500 (about $168 more) and Chicago's seller-paid share adds $1.50 per $500 (about $1,005 more). $335 $0
Holding costs (2 months, estimated)Property tax 1.88%/yr ($1,050) · Tax Foundation 2026, plus our own estimates for insurance ($500) and utilities ($600). The 2 months hold is our derivation, not a published figure; see the methodology note below. Mortgage interest is extra if you carry a loan. $2,150 $0
Repair credits to the buyer (when given)1.5%, given in 46% of May 2026 sales nationally · Redfin News, June 2026 $5,025 $0
What you'd actually net $307,055 to $312,080Traditional removes $22,920 to $27,945 (7 to 8%), over about 2 months, and only if a financed buyer closes. $0 in feesNo commission, repairs, or holdingClosing can often happen in 7 to 28 days. The cash offer sits below the $335,000 retail headline, but the gap to beat is that provable 7 to 8%.

Methodology & sources: Worked on Illinois's $335,000 median sale price, as of May 2026. Sources: 35 ILCS 200/31-10 (state transfer tax), Illinois REALTORS Monthly Local Market Update, May 2026 (27-day median days on market), concessions data (Redfin News, June 2026), and the Tax Foundation 2026 effective property-tax rate. The 2 months holding period is our own derivation, not a published figure: 27 median days on market (Illinois REALTORS, May 2026) + our own 35-day contract-to-close assumption = about 62 days (~2 months). Illinois REALTORS supports the median sale price and the days-on-market figure only. Figures are estimates; your actual costs vary by property, county, and buyer.

See YOUR net number, not the median. Every house is different. Get a real figure for yours.

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Missed mortgage payments in Illinois: find your exact foreclosure deadline.

Know how much time you actually have before you decide how to sell.

Free Illinois Foreclosure Deadline Calculator →

Fair Home Cash buys houses across all of Chicago's South Side.

If it's in Auburn Gresham, we can help.

Auburn Gresham
Gresham
Auburn Gresham Bungalow Historic District
St. Sabina
St. Leo
79th Street corridor

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Selling your Auburn Gresham, Chicago home for cash.

What Auburn Gresham, Chicago homeowners should know before deciding how to sell.

A 1920s bungalow neighborhood on 79th Street

Auburn Gresham is Chicago's Community Area 71, about 3.8 square miles of the South Side. It is anchored by the 79th Street corridor, where a new Auburn Park Metra station has been under construction, by St. Sabina Church, dedicated in 1933, and by the Thurgood Marshall branch library at 75th and Racine. The Gresham Metra station sits at 87th Street and Vincennes Avenue, and the Red Line's 79th and 87th Street stops are nearby. The St. Leo Campus for Veterans houses Catholic Charities programs and residences.

Most of it was built in one rush. The population nearly tripled in the 1920s, from 19,558 to 57,381, and what went up was bungalows and brick two-flats. The Auburn Gresham Bungalow Historic District, listed on the National Register of Historic Places, holds 264 brick Chicago bungalows built between 1918 and 1932.

The bungalow belt in numbers

The Cook County Assessor's 2025 parcel file lists 5,076 Auburn Gresham parcels in class 2-03, the one-story home of 1,000 to 1,800 square feet that most Chicagoans would call a bungalow. Another 1,273 are smaller one-story homes in class 2-02, and 1,153 are older two-story homes in class 2-05. There are 2,434 two-to-six-flat buildings in class 2-11. Condominiums barely register, at 121 units.

CMAP's community snapshot of 2020 to 2024 census estimates puts 43.0 percent of housing units in detached houses, against 25.6 percent citywide, 18.0 percent in two-unit buildings and 14.8 percent in three- and four-unit buildings. The median unit dates to 1949, close to the city's 1953, with 38.9 percent built before 1940 and 39.8 percent between 1940 and 1969. Homes are big for Chicago, a median of 6.0 rooms against 4.7.

Owners, vacancy and empty lots

Owners occupy 50.0 percent of occupied homes, above the city's 46.0 percent. Vacancy is high: CMAP counts 13.6 percent of units vacant, against 9.1 percent citywide. The Assessor lists 777 vacant-land parcels, and CMAP's land use analysis puts 131.3 acres, 5.4 percent of the community area, in vacant use.

The most common Auburn Gresham sale is a solid brick bungalow, now empty or about to be, whose kitchen, bath, wiring or furnace hasn't been updated in decades. The brick outlasts everything inside it.

Foreclosure filings tripled

The biggest change in Auburn Gresham in the last few years is foreclosure. DePaul University's Institute for Housing Studies counted 72 new residential foreclosure filings in 2021 and 217 in 2025, three times as many. In 2025, 62 foreclosure auctions were completed, and 50 of them ended with the lender taking the property. Over the longer run, 37.5 percent of the community area's residential properties had at least one filing between 2005 and 2023, against 20.5 percent for Cook County.

If you've been served, the Illinois foreclosure statute gives you 90 days from service to reinstate by paying what's past due plus costs. It also gives you a right to redeem, by paying the full amount, until the later of seven months after service or three months after the judgment, and that right ends before the judicial sale. The Circuit Court of Cook County's Mortgage Foreclosure Mediation Program offers free housing counseling and legal help once you have a summons; its helpline is (855) 452-2637. Selling while the case is pending pays the lender at closing and lets you keep whatever equity is left. The Cook County foreclosure timeline goes step by step.

One buyer in three is a company

DePaul counted 477 residential sales in Auburn Gresham in 2025, down from 656 in 2021. Business buyers made 33.1 percent of residential purchases and 31.8 percent of single-family purchases, more than double the 15.4 percent county rate. Investor interest here is real. That's useful if you need to sell, and a reason to get more than one written offer and compare them against what an owner-occupant would pay for a bungalow in good repair.

The paperwork on a Chicago bungalow sale

Water. Chicago won't issue transfer stamps without a Full Payment Certificate from the Department of Finance showing the water account is paid. The application fee is $50. On an empty house, check for a balance first.

Zoning. A residential building with five or fewer units needs a Certificate of Zoning Compliance before sale, certifying the number of legal units. The fee is $120. On a two-flat with a garden apartment, that's where an unapproved unit shows up.

Violations. The Department of Buildings posts violations on the Chicago Data Portal, by address, with the inspector's comments. Look yours up.

Lead and disclosure. For a home built before 1978, the EPA requires the federal lead pamphlet, disclosure of known lead hazards and records, and a 10-day window for the buyer to test. The Illinois disclosure form asks what you know about lead paint, lead pipes and basement flooding, and it says plainly that the parties can contract to sell the house as-is.

Empty house, tax bill, tax sale

If the house is vacant, Chicago's Municipal Code (section 13-12-125) requires the owner to register it with the Department of Buildings within 30 days of vacancy or of taking ownership, whichever is later, and to renew every six months. The Department of Buildings lists a registration fee of $250 to $500, higher if the city has already found the building in violation. The owner also has to keep it secured.

The Cook County Treasurer reported that the median Chicago residential tax bill for tax year 2024 rose 16.7 percent to $4,457. The Assessor's Homeowner and Senior Exemptions require the owner to live in the home, so a bungalow that sits empty after an owner's death loses the basis for them. If taxes went unpaid, the Treasurer's next annual tax sale is set for December 15, 2026, for delinquent tax year 2023 taxes. Tax buyers purchase the debt, not the house, and for a home with one to six units, Illinois law (35 ILCS 200/21-350, as amended by P.A. 104-553) generally gives three years from the sale to redeem. The Cook County Clerk's office prepares an estimate of the cost of redemption.

The family bungalow and probate

Cook County estates go through the Probate Division of the Circuit Court on the 18th floor of the Daley Center. According to Illinois Legal Aid Online, a small estate affidavit can't be used when the person who died owned real estate in their own name, so the family usually needs a representative appointed. With independent administration, Illinois law (755 ILCS 5/28-8) lets that representative sell the house without a separate court order, unless the will specifically left it to someone, who then has to consent in writing. The probate guide lays out the order of steps, and the Chatham page next door covers the estate-bungalow sale in more depth.

Listing it versus selling to Fair Home Cash

A well-kept Auburn Gresham bungalow with updated systems can sell to an owner-occupant with a loan, and listing may net you more. If that's your house, list it and run the numbers.

When it's the other kind, original systems, an empty house, a foreclosure case, an estate, Fair Home Cash buys Auburn Gresham houses and two-flats as-is. If the property is a fit, we make a written cash offer with the math attached. When we buy, we pay the closing costs and the transfer tax, the seller's share included, and the title company pays the mortgage, back taxes and liens from the proceeds. There's no commission and no repair list, and closing often takes 7 to 28 days once title is clear, on a date you pick. Neighbors include Chatham, West Englewood and Englewood, and the South Side overview covers the region.

Straight answers from Fair Home Cash for Auburn Gresham sellers

We have a two-flat with a garden unit. How do we know what's legal? The Certificate of Zoning Compliance required for the sale certifies the legal unit count under the zoning ordinance. If the garden unit isn't on it, a financed buyer's lender will generally treat the building as having fewer units.

Investors keep sending me letters. Should I take one? Business buyers made about a third of Auburn Gresham purchases in 2025, so the letters aren't unusual. Get offers in writing, compare at least two, and ask each buyer to show its math.

The house has been empty for a year. Am I in trouble with the city? Chicago requires vacant buildings to be registered within 30 days and renewed every six months. If that hasn't happened, register it or sell it. A sale transfers that responsibility to the buyer.

Sources: CMAP Community Data Snapshot, Auburn Gresham; Cook County Assessor parcel universe, tax year 2025; Cook County Assessor, residential classification examples; DePaul Institute for Housing Studies, Auburn Gresham; DePaul Institute for Housing Studies, Cook County; Wikipedia, Auburn Gresham, Chicago; 735 ILCS 5/15-1602; 735 ILCS 5/15-1603; Circuit Court of Cook County, foreclosure mediation; City of Chicago, Full Payment Certificates; City of Chicago, Certificate of Zoning Compliance; Chicago Data Portal, Building Violations; EPA, lead disclosure rule; 765 ILCS 77/35, Illinois disclosure form; Chicago Department of Buildings, vacant buildings; Cook County Treasurer, tax year 2024 bills; Cook County Assessor, exemptions; Cook County Treasurer, due dates and tax sale; 35 ILCS 200/21-350; Cook County Clerk, tax redemption; Circuit Court of Cook County, Probate Division; Illinois Legal Aid Online, small estate affidavit; 755 ILCS 5/28-8

Questions we get all the time.

How fast can a cash sale actually close?
Closing on a home in Auburn Gresham, Chicago often takes 7 to 28 days, depending on title work and your preferred timeline. You pick the date that works for you.
Can I sell a house in any condition?
Yes, condition doesn't change the answer. You can request a cash offer for a house with fire damage, water damage, foundation problems, code violations, or hoarder situations, all with no repairs needed. You don't fix a thing.
How is the offer price figured out?
We base our cash offer on recent comparable sales in your neighborhood and work backward from the after-repair value. A common investor rule of thumb is 70 to 85% of ARV minus repair costs; our offer can land below that range, well below for a house that needs a lot of work, and you can always ask to see how the number was built.
What does it cost me?
It costs you nothing: requesting an offer is free, with zero fees and zero commissions to you. If no offer works for you, walk away. No cost either way.
Do cash home buyers pay closing costs?
Yes. When Fair Home Cash buys your Auburn Gresham, Chicago house, we pay the closing costs and the transfer tax, costs that would run about 1 to 3% of the price in a traditional sale, and you pay no fees or commissions. Get it in writing: the closing statement shows exactly who pays what.
Who is Fair Home Cash?
Fair Home Cash buys houses for cash in Auburn Gresham, Chicago when a traditional sale doesn't make sense: foreclosure, divorce, inherited property, tired landlord, behind on taxes.
Is Fair Home Cash a legitimate company?
Yes. Fair Home Cash makes written cash offers on Illinois houses, with no fee, obligation, or pressure. You decide. Any closing runs through a licensed title company or real estate attorney.
Am I locked in if I fill out the form?
No, requesting a cash offer is completely free with no obligation. You're never locked into anything. If the number doesn't work for you, that's the end of it.
I'm behind on my mortgage. Can I still sell?
Yes, you can sell your house during foreclosure in Illinois as long as the sale closes before the foreclosure sale. A cash sale that closes in time can protect your remaining equity, and the sooner you start, the more options you have.
How much do cash home buyers pay for houses?
A common investor rule of thumb is 70 to 85% of a home's after-repair value, minus repair costs, and real offers can land below that, well below for a house that needs a lot of work. The exact amount depends on condition, location, and how much work the property needs. Offers factor in recent comparable sales in your Auburn Gresham, Chicago neighborhood; ask to see the math behind any number.
Do I need to clean out the house before selling?
No, you do not need to clean, repair, or remove anything before selling. We buy houses as-is, including any furniture, junk, or personal items you want to leave behind. Take what you want; we handle the rest.
How is selling to a cash buyer different from using a realtor?
Selling to Fair Home Cash can eliminate agent commissions, repairs, showings, and months of waiting. If your property is a fit, you may receive a written cash offer you can act on quickly, and closing often takes 7 to 28 days once title is clear, instead of months with an agent, where financing can still fall through.

More answers: how fast a cash sale can go, who pays closing costs, how offers are calculated and selling in foreclosure.